Product
D&B Credit Insights
Make informed decisions and take confident next steps — at every stage in your business journey — with solutions to manage and monitor your business credit profile.
Understand, Monitor, and Manage Your Business Credit Profile
D&B Credit Insights helps you understand how your business credit profile is viewed by lenders, suppliers, and partners — so you can make informed decisions as your business grows.
Monitor scores and ratings and submit payment data for review, which may be included to help provide a more comprehensive view of your business.
Built on the same data and signals lenders and suppliers use, D&B Credit Insights helps you spot changes early, view how your business is viewed, and act on financing and growth opportunities.
Gain Deeper Insights into Your Credit Profile
Evaluate Your Credit Standing
Actively Monitor Changes
Strengthen Profile Completeness
Anchor Your Business Identity
Access Trusted Insights
Respond to Changes That Shape Your Credit
D&B Credit Insights helps you monitor and manage your business credit profile at every stage. With access to key scores, alerts, comparisons, and data tools, you can track changes, understand where you stand, and take informed steps that may help support your business credit profile.
See What’s Reflected in Your Scores and Ratings
Access trusted scores and ratings used to assess your business’s financial health and creditworthiness:
- PAYDEX® Score (on-time payment reliability)
- Delinquency Score (risk of late payment)
- Failure Score (risk of business failure)
- Supplier Evaluation Risk Rating (SER®) (supplier stability risk)
- Maximum Credit Recommendation [not offered in the Free tier]
- D&B Rating [not offered in the Free tier]1 (overall business credit rating)
Understand what these scores mean, what may be influencing them, and how they change over time. Monitor changes, address gaps, or submit additional information for review and possible inclusion to help support a more complete business credit profile.
Gain Insight into Your Payment History
See and understand how your business’s payment behavior, as reported to Dun & Bradstreet, is reflected in your credit file. This component of your report summarizes how your company has paid vendors and met financial obligations in the past. Knowing how this appears can help you address issues early, protect cash flow, and support credibility with suppliers, lenders, and partners.
Act Quickly When Credit Signals Change
Stay informed about changes to scores, ratings, and legal or special events related to your business. Knowing when changes occur helps you act quickly to help mitigate potential credit risk.
Choose the alerts and notifications you want to receive, including:
- Scores and ratings
- Inquiries into your business1
- Legal and special events
- Scores and ratings on businesses you track
- Extended data submission status notifications
- Presence on the dark web2
Benchmark Your Business Credit Performance
Understand your business credit—and how it compares to others like you.
With benchmarks and the right context, your credit data becomes more than numbers—it helps you see where you stand and decide what to focus on next.
- Gain perspective by comparing your business credit profile to similar companies, including peers and competitors.
- Spot trends over time by tracking score changes and broader industry patterns to understand whether shifts are specific to your business or part of the market.
- Understand what drives your position by seeing which factors influence your scores and how they compare to similar businesses—so you know where to focus.
Submit Supporting Business Information†
Submit financial and payment information for review and possible inclusion to help build a more complete business credit profile.
You can submit or connect:
- Financial statements or payment records
- Vendor payment history requests
- Bank account activity (Plaid)
- Accounting data (QuickBooks)
Choose the Right Plan for Your Business
Whether you’re just getting started or managing a growing network of customers, suppliers, and partners, D&B Credit Insights offers flexible options to meet your needs.
Free
- Monitor business credit health at a glance.
- Track payment behavior reported to D&B.
- Access essential company profile details.
Basic
- Understand what may be impacting your profile.
- Analyze financials and payment trends.
- Stay informed with alerts on key changes.
Plus
- Submit financial and payment data for a more comprehensive profile.†
- Compare performance against industry peers.
- Proactively monitor risk with expanded alerts.
Premium
- Evaluate risk across the companies you do business with as your network grows.†
- Track vendors and customers with advanced monitoring.
- Manage your business credit profile and submit financial and payment data to help build a more comprehensive view.†
*All tiers include option to purchase D&B Business Information Reports
Testimonials
What Customers Say About Us
Great information and value! Our organization uses D&B Credit Insights to monitor our business credit. It addresses many issues for us, including knowing when credit changes occur and getting free alerts.
We use D&B Credit Insights to keep track of our business credit report and any errors or mistakes that may be on it. It serves as a good comparison for how our company is performing compared to other businesses in the industry.
This has been very helpful in determining credit analysis for customers. We've also receive very useful alerts for our customers if they have an issue going on, such as potential bankruptcy or closure of their business.
Awards
We are proud to share the awards we have received for D&B Credit Insights.
Have Questions About D&B Credit Insights?
Connect with a representative now to get answers and explore the right option for your business.
1Inquiry or Inquiries are the number of individual request(s) for information, which may include but is not limited to credit information, by a unique external customer(s) on a Dun & Bradstreet D‑U‑N‑S® Number in a rolling one-year (365-day) period. More than one inquiry can be made by each unique customer, which would indicate that some customers have inquired on such D‑U‑N‑S Number multiple times and may be monitoring the associated business. “Customer” is defined as a person or business requesting Dun & Bradstreet information on another D‑U‑N‑S Number. These requests could be a free service, one-time report purchase, or a subscription-based service.
2Available only with a qualifying purchase of a Credit Insights [Basic,Plus or Premium]. Dark Web Monitoring powered by Flashpoint, provides a monitoring and in-product alert service associated with your selected business email address(es) to monitor for suspicious activity on parts of the internet that may not be visible to search engines, and alert you if the monitored business email address(es) is found on a suspicious site (the “Dark Web Monitoring”). Dark Web Monitoring is included, at no additional cost to you, for the length of your product subscription with Dun & Bradstreet (“D&B”) or the end of D&B’s relationship with Flashpoint relating to Dark Web Monitoring, whichever occurs first. Dark Web Monitoring is not intended to secure your email or your email credentials, is provided "as is", and neither Dun & Bradstreet nor Flashpoint make any warranty or representation, either express or implied hereunder. No advice or information, whether oral or written, obtained by you from Dun & Bradstreet, Flashpoint, or through or from Dark Web Monitoring will create any warranty of any kind.
†Documents submitted through the Credit Insights “Extended Data - Provide Documentation” feature are subject to review, verification, and possible acceptance by Dun & Bradstreet, which means there is no guarantee that the provided documents will be accepted, positively affect, or will not adversely affect your company’s credit file or its credit scores and ratings.
Need to submit updates to the business information in your Dun & Bradstreet credit file You can review, request updates to, or dispute basic information in your company’s Dun & Bradstreet report, including your payment history and financial statements, all for free over the phone or through D‑U‑N‑S Manager. Submissions for disputes and requests for updates are subject to verification.
This product will automatically renew each term at the List Price in effect at the time of renewal, which may be higher than today’s price since any discounts or pro-rata adjustments made at the time of purchase do not carry over to your next subscription term. If you do not want the product to automatically renew you can avoid further charges by calling 1-855-438-0317 or going to my.dnb.com/login and selecting Cancel Renewal from the Profile dropdown prior to the end of the then-current term to cancel your subscription renewal. Cancellation Policy