Product
D&B Credit Insights Basic
Understand and actively monitor your business credit profile
Stay on Top of Your Business Credit Profile
Make more informed financial decisions by understanding and monitoring your scores, ratings, and other vital factors that could affect your business’s credit profile.
Get started at $49/month.
(Save $89 billed annually)
Stay Informed About Changes to Your Business Credit File
Daily Practicality
Real-Time Information
Competitive Edge
Know What’s In Your Business Credit File: How It Works
D&B Credit Insights Basic includes what you need to monitor and understand your business credit profile — using the same signals lenders and suppliers rely on.
Monitor Scores and Ratings in Greater Detail
View and monitor your Dun & Bradstreet scores and ratings to better understand your business credit profile and how it’s evaluated. These include:
- PAYDEX® Score
- Delinquency Score
- Failure Score
- Maximum Credit Recommendation
- Supplier Evaluation Risk (SER®)
- D&B Rating
Access detailed score pages, trend views, and industry benchmarking to understand what’s driving your scores and how they may impact financing and credit decisions.
Know About Changes with Email and In-App Alerts
Stay on top of your business's credit profile with real-time alerts from Dun & Bradstreet. Set up to get regular updates when your business credit scores or ratings change.
You can also receive alerts for any new inquiries1 made about your business, as well as notifications about new legal or special events.
View Past Payment Experiences and Trade Lines Summarized by Industry
The detailed view of “Payment History" allows you to:
- View a summary of overall payment behavior, percent of trade within terms, and highest past due.
- View details about trade payments according to the amount of credit extended, including range of credit extended, number of payment experiences, and a record of the percent of these payment experiences that were paid within terms.
- View trade payments by industry indicating the number of payment experiences, the amount of the highest credit, and percent of payments that were paid within terms.
- View detailed trade lines records from the last 24 months.
What You Get With D&B Credit Insights Basic
- Detailed information on 6 scores and ratings
- Payment history as reported to Dun & Bradstreet
- Financials: income statement, balance sheet and financial ratios
- Summary information on company operations details and structure
- Summary information of legal events (suits, judgements, liens, UCC filings)
- Alerts-Notifications with details about changes
- Industry, percentage, and date details of businesses checking your credit profile
Access PDF reports of your business profile anytime and anywhere, without limits.
Get explanations of score factors and guidance on actions you may be able to take to support your business credit profile.
Connect an unlimited number of business bank accounts – powered by Plaid - to potentially enhance your Delinquency and Failure scores.
Set up monitoring for up to three email addresses to detect dark web activity.2
Connect Quickbooks accounting data and share financial information to supplement your credit file with verified financial data.
TESTIMONIALS
What Our Customers Say About Us
”Great information and value! Our organization uses D&B Credit Insights to monitor our business credit. It addresses many issues for us, including knowing when credit changes occur and getting free alerts.”
“We use D&B Credit Insights to keep track of our business credit report and any errors or mistakes that may be on it. It serves as a good comparison for how our company is performing compared to other businesses in the industry.”
“This has been very helpful in determining credit analysis for customers. We've also receive very useful alerts for our customers if they have an issue going on, such as potential bankruptcy or closure of their business.”
Awards
We are proud to share the awards we have received for D&B Credit Insights Basic
Learn More About D&B Credit Insights Basic
Connect with a representative now to have your questions answered.
1Inquiry or Inquiries are the number of individual request(s) for information, which may include but is not limited to credit information, by a unique external customer(s) on a Dun & Bradstreet D‑U‑N‑S® Number in a rolling one-year (365-day) period. More than one inquiry can be made by each unique customer, which would indicate that some customers have inquired on such D‑U‑N‑S Number multiple times and may be monitoring the associated business. “Customer” is defined as a person or business requesting Dun & Bradstreet information on another D‑U‑N‑S Number. These requests could be a free service, one-time report purchase, or a subscription-based service.
2Available only with a qualifying purchase of a Credit Insights [Basic,Plus or Premium]. Dark Web Monitoring powered by Flashpoint, provides a monitoring and in-product alert service associated with your selected business email address(es) to monitor for suspicious activity on parts of the internet that may not be visible to search engines, and alert you if the monitored business email address(es) is found on a suspicious site (the “Dark Web Monitoring”). Dark Web Monitoring is included, at no additional cost to you, for the length of your product subscription with Dun & Bradstreet (“D&B”) or the end of D&B’s relationship with Flashpoint relating to Dark Web Monitoring, whichever occurs first. Dark Web Monitoring is not intended to secure your email or your email credentials, is provided "as is", and neither Dun & Bradstreet nor Flashpoint make any warranty or representation, either express or implied hereunder. No advice or information, whether oral or written, obtained by you from Dun & Bradstreet, Flashpoint, or through or from Dark Web Monitoring will create any warranty of any kind.
†Documents submitted through the Credit Insights “Extended Data - Provide Documentation” feature are subject to review, verification, and possible acceptance by Dun & Bradstreet, which means there is no guarantee that the provided documents will be accepted, positively affect, or will not adversely affect your company’s credit file or its credit scores and ratings.
Need to submit updates to the business information in your Dun & Bradstreet credit file You can review, request updates to, or dispute basic information in your company’s Dun & Bradstreet report, including your payment history and financial statements, all for free over the phone or through D‑U‑N‑S Manager. Submissions for disputes and requests for updates are subject to verification.
This product will automatically renew each term at the List Price in effect at the time of renewal, which may be higher than today’s price since any discounts or pro-rata adjustments made at the time of purchase do not carry over to your next subscription term. If you do not want the product to automatically renew you can avoid further charges by calling 1-855-438-0317 or going to my.dnb.com/login and selecting Cancel Renewal from the Profile dropdown prior to the end of the then-current term to cancel your subscription renewal. Cancellation Policy