MARKETPLACE
Banking For Your Business
Bank smarter with the business bank account for growth-ready small businesses — with no hidden fees, no minimum balance, and no overdraft fees. Designed for owners and teams managing increasing volume and complexity, Lili delivers the financial foundation businesses rely on as they scale.
Overview
Lili delivers advanced business banking with fast payments, high-yield savings up to 4.00% APY, FDIC insurance up to $3M, and exceptional support from real people 7 days a week.
Benefits
No Hidden Fees¹: Bank with no monthly fees, no minimum balance or deposit requirements, and no overdraft fees².
Fast Money Movement: Move money fast with Express ACH, domestic and international wires, expedited check deposits³, and secure connections to payment apps and external bank accounts.
High-Yield Savings: Grow your savings and earn up to 4.00% APY4 with no minimums or lockups, and funds protected up to $3M in FDIC insurance through our sweep network.
Business Credit: Access built-in business credit with fast decisions and easy repayment — the capital you need to keep operations moving.
Payments: Benefit from a built-in bill pay solution and invoicing software for effortless payment management.
Integrations: Connect your business tools with QuickBooks, Xero, Stripe, Shopify, Gusto, and more to keep your books accurate and up-to-date.
Exceptional Support: Real people available 7 days a week, backed by 24/7 in-app smart assistance.
D&B Credit Insights: By connecting your Lili account with D&B Credit Insights, you unlock the potential to impact some of your business credit scores*.
Lili is a financial technology company, not a bank. Banking services provided by Sunrise Banks N.A.,Member FDIC.
- To see the list of fees please refer to the Fee Schedule (Sections 3.6 and 8.1) of the Sunrise Banks
- Account Agreement in www.lili.co/legal-documents.
- BalanceUp is a discretionary overdraft program for debit card purchases only, offered for Lili Pro, Lili Smart, and Lili Premium Account holders. You must meet eligibility requirements and enroll in the program. Once enrolled, your Account must remain in good standing with a deposit and spending history that meets our discretionary requirements to maintain access to the feature. BalanceUp overdraft limits of $20-$200 are provided at our sole discretion, and may be revoked any time, with or without notice.
- Expedited availability of funds is based on individual circumstances.
- The Annual Percentage Yield (“APY”) for the Lili Savings Account is variable and may change at any time.
- The disclosed APY is effective as of November 13, 2025. Must have at least $0.01 in savings to earn interest. 2.50% APY applies to balances of up to and including $500,000. 4.00% APY applies to balances over $500,000 and up to and including $1,000,000.
- Any portions of a balance over $1,000,000 will not earn interest or have a yield. Available to Lili Pro, Lili Smart, and Lili Premium account holders only.
*By integrating your Lili Business Bank Account through the D&B Credit Insights banking integration feature, there may be potential for you to positively impact your Delinquency and Failure Scores. Dun & Bradstreet requires a minimum of six months of business banking transaction history to be able to potentially impact these scores.
The information provided on this partner listing is provided by Lili and is not authenticated or reviewed by Dun & Bradstreet. Dun & Bradstreet makes no representations or warranties with respect to such information, which is provided as-is.
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