Offer
D&B Credit Insights
Get 20% off Credit Insights Basic and Credit Insights Plus with your eligible Mastercard®
Understand Your Business Credit Scores & Ratings
D&B Credit Insights is for any small business owner who wants to know their business’s credit like the back of their hand. See real-time alerts when there are changes to your business scores and ratings, so you can quickly spot potential issues and act fast.
Get the unique advantage of learning the fundamentals of business credit while being alerted to key changes in your business credit scores.
Strong business credit scores may not only help you to secure favorable financing terms and attract potential investors, but it may also signal reliability and trustworthiness to suppliers, partners, and customers.
Understand Your Business Credit File to Help Position Your Business for the Future
Daily Practicality
Real-Time Information
Competitive Edge
Trustworthy Data
Learn as You Grow
Monitor Your Business Credit: How it Works
D&B Credit Insights helps you keep a watchful eye on your business scores and ratings. Timely alerts to changes in scores and ratings, along with access to trends over time, help you to identify potential risks so you can take proactive measures to help establish and maintain your credit profile.
See Scores and Ratings — and Fewer Surprises
Stay informed about your business's credit by regularly monitoring changes to your business scores and ratings, which include:
- PAYDEX® Score
- Delinquency Score
- Failure Score
- Maximum Credit Recommendation [Not offered in the Free tier]1
- Supplier Evaluation Risk (SER)
- D&B Rating [Not offered in the Free tier]
Understanding the scores and ratings in your business credit file may provide insights into your business’s financial strengths and weaknesses and help inspire confidence when making high-stakes decisions.
By looking at your business credit scores and ratings in one place, you can see the information potential lenders and suppliers might use to help evaluate your creditworthiness. Viewing your business credit file without unnecessary complexities could save you valuable time and inspire confidence when making high-stakes decisions.
Get Email and In-App Alerts
Get notified about changes to your business credit file. Know when your available Dun & Bradstreet credit scores and ratings go up or down.
First, log into a digital dashboard you understand. Once you’re in, navigate the interface with ease. Get timely alerts when important things are happening. Plus, there’s no need for a tutorial — it’s that simple.
Get notified about legal events involving your business too, so you can act fast.
Alerts and notifications add a layer of awareness. You're always equipped with insights to make more informed decisions.
See the Information in Your Company Profile
Review the business information and certain scores and ratings powering your business credit profile in a single place.
See comprehensive information summarizing your company’s registration, ownership, employees, NAICS/SICs, and more. Additionally, review lawsuits, liens, and judgments involving your business, which can influence your prompt action.
See details of legal events in a comprehensive view or review your organizational family tree with Credit Insights Basic.
Sync Your Business Bank Account to potentially impact certain scores
Not all businesses have a long enough track record to help influence the Delinquency Score and Failure Score, but you can help highlight operational stability on your business credit report.
By integrating your business bank account and providing us with 6 to 24 months of your company’s recent business bank account transaction history, there may be potential for you to positively impact your Delinquency and Failure scores.
Using Plaid, 90%* of companies that provided business bank transaction data experienced improvement in their delinquency and failure scores.
See Payment History — Spot Helpful Patterns or Potential Issues
Discover insights into your financial track record with Payment History. See how your business has handled vendor payments and met financial commitments over time. Get a clear summary of your payment behavior as reported to Dun & Bradstreet.
View the number of trade payments by industry and see a summary of overall payment behavior with Credit Insights Free. Upgrading provides a detailed history of past payment experiences and trade lines summarized by industry.
D&B Credit Insights Available Tiers
Basic
Everything in Free, Plus:
- 24/7 access to view six actual scores & ratings:
- PAYDEX Score
- Delinquency Score
- Failure Score
- Supplier Evaluation Risk (SER®)
- Maximum Credit Recommendation
- D&B Rating
- Detailed legal events: Suits, Liens, Judgments, UCC filings
- Organizational family tree
- Historical trends of your credit scores & ratings
- Detailed payment history (Detailed history of past “payment experiences” and "trade lines" summarized by industry.)
- Financials (View a financial statement comparison, income statement, balance sheet and financial ratios.)
- Details of Inquiries on your business with new inquiry alerts
- Dark web monitoring powered by Flashpoint2 (Includes up to three of your selected business email addresses.)
Plus
Everything in Free and Basic, Plus:
- Dark web monitoring powered by Flashpoint2 (Includes up to five of your selected business email addresses.)
- Insights on Other (Review and compare your business's scores and ratings alongside up to five chosen companies.)
- Extended Data – Provide Documentation† (Upload regular termed payments, business banking statements or financial statements for possible inclusion into your business credit file or scores and ratings.)
Testimonials
What Customers Say About Us
Great information and value! Our organization uses D&B Credit Insights to monitor our business credit. It addresses many issues for us, including knowing when credit changes occur and getting free alerts.
We use D&B Credit Insights to keep track of our business credit report and any errors or mistakes that may be on it. It serves as a good comparison for how our company is performing compared to other businesses in the industry.
We use it to monitor the company's ratings and what may affect any changes to those ratings and scores... This helps us better understand the market and how to improve our business's market.
Awards
We are proud to share the awards we have received for D&B Credit Insights.
Frequently Asked Questions
For nearly 200 years, we have developed the world's most comprehensive set of business data and insights, which we deliver through products and solutions designed to improve the way you do business.
D&B Credit Insights helps you keep a watchful eye on your business scores and ratings. Timely alerts to changes in scores and ratings, along with access to trends over time, help you to identify potential risks so you can take proactive measures to help establish and maintain your credit profile.
D&B Credit Insights is for any small business owner who wants to know their business’s credit like the back of their hand. See real-time alerts when there are changes to your business scores and ratings, so you can quickly spot potential issues and act fast.
- PAYDEX® Score
- Delinquency Score
- Failure Score
- Maximum Credit Recommendation [Not offered in the Free tier]
- Supplier Evaluation Risk (SER)
- D&B Rating
The Dun & Bradstreet D‑U‑N‑S® Number (short for Data Universal Numbering System) is a nine-digit unique identifier for businesses and provided at no cost. Hundreds of millions of D‑U‑N‑S Numbers exist for companies across the globe. The D‑U‑N‑S Number identifies a company as being unique from any other in the Dun & Bradstreet Data Cloud. It serves as a key that can be used to unlock data that helps a business do their due diligence when researching a potential partner’s stability, creditworthiness or compliance with other standards.
The Mastercard offer provides the first two-months free on monthly subscription plan; or 20% discount for the first year on either the Credit Insights Basic or Credit Insights Plus subscription when you purchase using a U.S.-issued Mastercard BusinessCard® or Debit Mastercard BusinessCard® enrolled in Mastercard’s “Business Builder” program.
To qualify, you must:
- Use a US-issued Mastercard BusinessCard® or Debit Mastercard BusinessCard® enrolled in Mastercard’s “Business Builder” program.
- Be a new Dun & Bradstreet customer who has not had an active Dun & Bradstreet and subscription in the 24 calendar months preceding March 6, 2025.
The discount is applied to the subscription price of an Eligible Subscription Plan before taxes and fees. The discount will be automatically applied at checkout. No code required.
Only one Dun & Bradstreet account can redeem this offer per Eligible Mastercard Card.
If you are unsure about your Mastercard’s eligibility, please contact your card issuer to confirm whether your Mastercard BusinessCard® or Debit Mastercard BusinessCard® is enrolled in Mastercard’s “Business Builder” program.
You can cancel your subscription at any time through your Dun & Bradstreet account. To make any subscription changes, please log into your account at my.dnb.com and visit the “Account Settings” section. After cancellation, you will retain access to Dun & Bradstreet until the end of the current term.
Yes, the discount will remain active for your subscription as long as your payment method on file is an Eligible Mastercard Card. If you update your payment method to a non-Eligible Mastercard card or another credit card type, the discount will no longer apply at the time of renewal.
Have Questions About D&B Credit Insights?
Connect with a representative now to get answers and explore the right option for your business.
Effective March 6, 2025, discount applies to a new customer purchase of a monthly or annual subscription of either D&B Credit Insights Basic or D&B Credit Insights Plus. User must have an eligible U.S. issued Mastercard BusinessCard® or Debit Mastercard BusinessCard® enrolled in Mastercard’s “Business Builder” program (an “Eligible Mastercard BusinessCard”) to purchase a Subscription plan at https://www.dnb.com/en-us/marketing/partner/mastercard.html Discount of 20% off the first year of an annual subscription or first two months free for a monthly subscription will be automatically applied at checkout (respectively, the “Discount Term”). After the Discount Term, the product will automatically renew at the List Price in effect at the time of renewal, which may be higher than today’s price, subject to product terms. Offer subject to change. One offer per D&B D-U-N-S® Number/customer. Offer expires August 6, 2026. Purchases made using Apple Pay, PayPal, or other forms of digital wallets are not eligible.
YOUR SUBSCRIPTION WILL AUTOMATICALLY RENEW UNLESS CANCELLED. If you do not want the product to automatically renew you can avoid further charges by calling 1-855-438-0317 or going to my.dnb.com/login and selecting Cancel Renewal from the Profile dropdown prior to the end of the then-current term to cancel your subscription renewal. Cancellation Policy.
Mastercard is not responsible for providing Dun & Bradstreet products or services. By redeeming this offer, you acknowledge that this offer agreement is solely between you and Dun & Bradstreet. You further agree that neither Mastercard nor any Mastercard card issuer has any involvement in or responsibility for fulfillment of this offer, or for Dun & Bradstreet products and services, and agree to hold Mastercard and any Mastercard card issuer harmless from any claims, losses, damages, or costs arising from the use of Dun & Bradstreet products and services. For questions about your Mastercard eligibility, please contact your card issuer.
1. Available only with a qualifying purchase of a Credit Insights [Basic or Plus] package. Dark Web Monitoring powered by Flashpoint, provides a monitoring and in-product alert service associated with your selected business email address(es) to monitor for suspicious activity on parts of the internet that may not be visible to search engines, and alerts you if the monitored business email address(es) is found on a suspicious site (the “Dark Web Monitoring”). Dark Web Monitoring is included, at no additional cost to you, for the length of your product subscription with Dun & Bradstreet (“D&B”) or the end of D&B’s relationship with Flashpoint relating to Dark Web Monitoring, whichever occurs first. Dark Web Monitoring is not intended to secure your email or your email credentials, is provided "as is", and neither Dun & Bradstreet nor Flashpoint make any warranty or representation, either express or implied hereunder. No advice or information, whether oral or written, obtained by you from Dun & Bradstreet, Flashpoint, or through or from Dark Web Monitoring will create any warranty of any kind.
†Documents submitted through the Credit Insights “Extended Data - Provide Documentation” feature are subject to review, verification, and possible acceptance by Dun & Bradstreet, which means there is no guarantee that the provided documents will be accepted, positively affect, or will not adversely affect your company’s credit file or its credit scores and ratings.
Need to submit updates to the business information in your Dun & Bradstreet credit file. You can review, request updates to, or dispute basic information in your company’s Dun & Bradstreet report, including your payment history and financial statements, all for free over the phone or through D‑U‑N‑S Manager. Submissions for disputes and requests for updates are subject to verification. Businesses can view their business scores and ratings for $0 with the D&B Credit Insights Free subscription at https://www.dnb.com/en-us/products/dnb-credit-insights.html