Risk Guardian Suite | Risk Decisioning Don't avoid Credit Risk, optim

Secure & efficient B2B/B2C onboarding
AML, PEP & Sanctions screening for full control
Reduces time, cost, risk and resources
Powerful fraud detection

Why choose Risk Decisioning?

Boost your conversion Increased sales, happier customers through instant, automated credit decisions

Trustworthy decisioning Data-driven credit decisions enable consistency, accuracy and more sales

Credit check for both B2B/B2C Quick credit worthiness check, for both companies and private individuals

Smooth integration & easy to use Flexible set-up and adjustment of rules, optimized for sales

Say "Yes!" to more business

What is Risk Decisioning?

Risk Decisioning automates your credit request processes so you can increase credit sales volumes without making sacrifices to your desired risk levels. The service is suitable for all types and sizes of companies from those with few customers and simple needs to large telecommunications companies, e-commerce companies or banks.

Risk Decisioning for B2C or B2B is a powerful tool for optimizing your credit application processes. Reduces onboarding bottlenecks and speeds up the process.

How does Risk Decisioning work?

Risk Decisioning uses pre-configured rule sets matched to your desired credit risk levels. Working with you, Bisnode makes a thorough credit risk and opportunities analysis, resulting in recommendations for initial configuration.

Once set up, Risk Decisioning instantly checks applicants' financial/credit history against a 36 month review-window of financial status, payment history, payment remarks, AAA Credit Rating, AML Compliance history and legal remarks.

The result is an instant "Approve" or "Decline" answer to your customers credit application. All based on the set of rules you have pre-configured. This service is available through webservice or API.

Don't avoid Credit Risk, optimize it!

Does your company see credit risk as a negative to be avoided? Does your organization rely on a few individuals to make centralized credit decisions? If the answer to either of these questions is “yes” then you could be losing business.

Risk Decisioning optimizes and automates your credit process to reduce handling times by up to 90%. Without sacrifices to your risk levels.

Decisions based on solid pre-defined parameters and automation streamlines your credit decisioning and makes it consistent. With reduced handling times you can say "Yes" to more customers.

Product Summary

Business Contacts Features:

Automated screening for AML, PEP & Sanctions variables
Based on Bisnodes trusted AAA Credit Scoring (B2B)
36 month review of customers financial history
Customers invoice payment history (late or on time)
Available through standard API and Web App

Risk Decisioning Features:

Instant automated credit assessment and decisions
User-friendly configuration of desired credit- & risk levels
Use of multiple rule sets to match different customers or margins
Archiving function lets you go back and review decisions
Review- and edit credit decisions at a customer level

Customer Case

Hi3G increased their sales significantly, with retained risk

Thanks to a credit risk process based on unique data and a scoring model developed exclusively for Hi3G, the telecommunications company has the potential to increase its revenues substantially without any increase in risk.

Risk Guardian Suite – the full protection

A solution with services that can give full protection for your whole business. Check them out separately or contact our sales people and they will guide you to the right solution for your needs.

Credit Reports

For all businesses of all sizes. Get the full picture or just pick the one relevant for your purpose. Add-ons eg monitor and portfolio.

AML Compliance

Check your business partners for due diligence automatically – including suspicious money transfers, PEP and sanction lists.

Risk Decisioning (API)

Connect to our moden API and receive the full-service solution for credit automation.

Risk Guardian Suite | Risk Decisioning

Automated Risk Assessment will grow your sales performance

Why choose Risk Decisioning?

Product Summary

Risk Guardian Suite – the full protection