Overview
NBT
NBT Bancorp is the holding company for NBT Bank (the bank), a full-service community bank that operates around 155 branches mainly in suburban and rural areas of New York, Pennsylvania, Massachusetts, New Hampshire, Maine, Connecticut, and Vermont. The bank provides commercial banking, retail banking, wealth management, and other financial services primarily to individuals, corporations, and municipalities throughout its market areas. Through NBT
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Read More Financial, the company operates EPIC Advisors, Inc. (EPIC), a national benefits administration firm that provides retirement plan administration services. Through NBT Holdings, the company operates NBT Insurance Agency, a full-service insurance agency. NBT Insurance offers personal property and casualty, business liability, and commercial insurance. The company has a total assets of $13.50 billion.
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Read More Financial, the company operates EPIC Advisors, Inc. (EPIC), a national benefits administration firm that provides retirement plan administration services. Through NBT Holdings, the company operates NBT Insurance Agency, a full-service insurance agency. NBT Insurance offers personal property and casualty, business liability, and commercial insurance. The company has a total assets of $13.50 billion.
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Scott A Kingsley
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Depository Credit Intermediation
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Credit Intermediation and Related Activities
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Finance and Insurance
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National commercial banks
Activities Related to Credit Intermediation
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Agencies, Brokerages, and Other Insurance Related Activities
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Insurance Carriers
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Insurance and Employee Benefit Funds
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Monetary Authorities-Central Bank
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Nondepository Credit Intermediation
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Other Financial Investment Activities
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Other Investment Pools and Funds
View more , Securities and Commodity Contracts Intermediation and Brokerage Securities and Commodity Exchanges
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View more , Securities and Commodity Contracts Intermediation and Brokerage Securities and Commodity Exchanges
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Modelled
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Actual
$788.49 million
Actual
10.94%
18.4%
$13,786
DEC
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NASDAQ:NBTB
Contacts
Get in Touch with 6 Principals* and 160 Contacts
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Scott A KingsleyPresident and Chief Executive Officer
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Contact 2?
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Contact 3?
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Contact 4?
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Financial Statements
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Financial data as of December 31, 2024 (12 month period) in USD
Annual Revenue 2024
$788.49 million
USD
Actual
All financial statement data is in millions except per share data | Source: Morningstar
Cash Flow (mil) | 2024 | 2023 | 2022 |
---|---|---|---|
Net Operating Cash | $189 | $157 | $183 |
Net Investing Cash | -$399 | -$44 | -$926 |
Net Financing Cash | $289 | -$105 | -$329 |
Net Change in Cash | $79 | $8 | -$1,072 |
Cash at Beginning of Period | $205 | $197 | $1,269 |
Cash at End of Period | $284 | $205 | $197 |
Capital Expenditure | -$12 | -$9 | -$7 |
Assets (mil) | 2024 | 2023 | 2022 |
---|---|---|---|
Current Assets | |||
Cash and Cash Equivalents | $284 | $205 | $197 |
Accounts Receivable | $ | $ | $ |
Inventories | $ | $ | $ |
Other Current Assets | $ | $ | $ |
Asset Summary | |||
Total Current Assets | $ | $ | $ |
Tangible Fixed Assets | $81 | $81 | $69 |
Intangible Assets | $36 | $40 | $7 |
Total Assets | $13,787 | $13,309 | $11,739 |
Liabilities (mil) | 2024 | 2023 | 2022 |
---|---|---|---|
Current Liabilities | |||
Accounts Payable | $ | $ | $ |
Short-Term Debt | $16 | $293 | $499 |
Other Current Liabilities | $ | $ | $ |
Liability Summary | |||
Total Current Liabilities | $ | $ | $ |
Long-Term Debt | $252 | $251 | $203 |
Other Long-Term Liabilities | $ | $ | $ |
Total Liabilities | $12,261 | $11,883 | $10,566 |
Stakeholder's Equity (mil) | 2024 | 2023 | 2022 |
---|---|---|---|
Equity | |||
Common Stock | $1 | $1 | $0 |
Retained Earnings | $1,100 | $1,022 | $958 |
Equity Summary | |||
Total Equity | $1,526 | $1,426 | $1,174 |
Shares Outstanding | 47,194,517 | 47,109,899 | 42,857,823 |