Overview
Money washes up along this shore. Lake Shore Bancorp is the holding company for Lake Shore Savings Bank, which serves consumers and businesses through 11 branches in Chautauqua and Erie counties in western New York, near Lake Erie. Founded in 1891, the community oriented savings bank focuses on residential real estate lending, with one- to four-family mortgages accounting for a majority of its loan portfolio. Lake Shore Savings Bank also offers
...
Read More home equity loans and commercial and consumer loans, as well as checking and savings accounts, CDs, and IRAs. Mutual holding company Lake Shore, MHC owns about 60% of Lake Shore Bancorp.
Read Less
Read More home equity loans and commercial and consumer loans, as well as checking and savings accounts, CDs, and IRAs. Mutual holding company Lake Shore, MHC owns about 60% of Lake Shore Bancorp.
Read Less
Kim C Liddell
See more contacts
Depository Credit Intermediation
,
Credit Intermediation and Related Activities
,
Finance and Insurance
,
State commercial banks
Activities Related to Credit Intermediation
,
Agencies, Brokerages, and Other Insurance Related Activities
,
Insurance Carriers
,
Insurance and Employee Benefit Funds
,
Monetary Authorities-Central Bank
,
Nondepository Credit Intermediation
,
Other Financial Investment Activities
,
Other Investment Pools and Funds
View more , Securities and Commodity Contracts Intermediation and Brokerage Securities and Commodity Exchanges
View fewer
View more , Securities and Commodity Contracts Intermediation and Brokerage Securities and Commodity Exchanges
View fewer
?
?
?
Modelled
?
Actual
$38.11 million
Actual
-9.73%
2.3%
$685
DEC
?
NASDAQ:LSBK
Contacts
Get in Touch with 5 Principals* and 25 Contacts
-
Kim C LiddellPresident and Chief Executive Officer
-
Contact 2?
-
Contact 3?
-
Contact 4?
Dynamic search and list-building capabilities
Real-time trigger alerts
Comprehensive company profiles
Valuable research and technology reports
Financial Statements
Dun & Bradstreet collects private company financials for more than 23 million companies worldwide. Find out more.
Financial data as of December 31, 2024 (12 month period) in USD
Annual Revenue 2024
$38.11 million
USD
Actual
All financial statement data is in millions except per share data | Source: Morningstar
| Cash Flow (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Net Operating Cash | $3 | $6 | $8 |
| Net Investing Cash | $21 | $20 | -$57 |
| Net Financing Cash | -$44 | $18 | -$9 |
| Net Change in Cash | -$21 | $44 | -$58 |
| Cash at Beginning of Period | $54 | $10 | $68 |
| Cash at End of Period | $33 | $54 | $10 |
| Capital Expenditure | $ | -$0 | -$0 |
| Assets (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Current Assets | |||
| Cash and Cash Equivalents | $33 | $54 | $10 |
| Accounts Receivable | $3 | $3 | $3 |
| Inventories | $ | $ | $ |
| Other Current Assets | $ | $ | $ |
| Asset Summary | |||
| Total Current Assets | $ | $ | $ |
| Tangible Fixed Assets | $7 | $8 | $8 |
| Intangible Assets | $ | $ | $ |
| Total Assets | $686 | $725 | $700 |
| Liabilities (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Current Liabilities | |||
| Accounts Payable | $ | $ | $ |
| Short-Term Debt | $ | $ | $13 |
| Other Current Liabilities | $ | $ | $ |
| Liability Summary | |||
| Total Current Liabilities | $ | $ | $ |
| Long-Term Debt | $10 | $35 | $25 |
| Other Long-Term Liabilities | $ | $ | $ |
| Total Liabilities | $596 | $639 | $619 |
| Stakeholder's Equity (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Equity | |||
| Common Stock | $0 | $0 | $0 |
| Retained Earnings | $83 | $79 | $75 |
| Equity Summary | |||
| Total Equity | $90 | $86 | $81 |
| Shares Outstanding | 5,583,006 | 5,565,017 | 5,705,225 |