American Bancorp, Inc.

321 E Landry St

Opelousas, LA, 70570-6123 United States

(337) 948-3056

www.americanbankandtrust.net

Company Type: Corporation Parent

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American Bancorp provides banking on the bayou. Through subsidiary American Bank and Trust, the company operates six bank offices in southern Louisiana. It offers checking and savings accounts, CDs, and loans to area businesses and consumers. Residential and commercial mortgages dominate the company's lending portfolio. Interest from investments in mortgage-backed securities, US Treasuries, municipal bonds, and other securities are another major source of American Bancorp's revenue. Members of the Diesi family, including company chairman Salvador, his uncle J. C. (a director), and CEO Ronald Lashute (Salvador's cousin) are major shareholders of American Bancorp.

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Financial Statements

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Financial data as of (12 month period) in USD

Annual Revenue 2003

$4.46 million USD

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*All financial statement data is in millions except per share data | Source: Morningstar

Cash Flow (mil)	2003	2002	2001
Net Operating Cash	$1.11	$1.78	$1.27
Net Investing Cash	-$4.65	-$4.54	-$5.76
Net Financing Cash	$0.59	$5.79	$7.06
Net Change in Cash	-$2.95	$3.03	$2.57
Cash at Beginning of Period	$17.27	$14.25	$11.68
Cash at End of Period	$14.32	$17.27	$14.25
Capital Expenditure	-$0.35	-$0.19	-$0.4

Assets (mil)	2003	2002	2001
Current Assets
Cash and Cash Equivalents	$5.2	$6.97	$5.42
Accounts Receivable	$0.51	$0.57	$0.58
Inventories	$	$	$
Other Current Assets	$	$	$
Asset Summary
TOTAL CURRENT ASSETS	$	$	$
Tangible Fixed Assets	$1.83	$1.74	$1.77
Intangible Assets	$	$	$
Total Assets	$100.86	$99.72	$91.59

Liabilities (mil)	2003	2002	2001
Current Liabilities
Accounts Payable	$0.05	$0.08	$0.13
Short-Term Debt	$	$	$
Other Current Liabilities	$	$	$
Liability Summary
Total Current Liabilities	$	$	$
Long-Term Debt	$	$	$
Other Long-Term Liabilities	$	$	$
Total Liabilities	$86.79	$86.09	$79.32

Stakeholder's Equity (mil)	2003	2002	2001
Equity
Common Stock	$0.6	$0.6	$0.6
Retained Earnings	$11.09	$10.34	$9.34
Equity Summary
Total Equity	$14.07	$13.63	$12.26
Shares Outstanding	--	--	116,924

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EMPLOYEES (This Site) 3
EMPLOYEES (All Sites) 45
ASSETS (MIL USD) 101
REVENUE (MIL USD) 4.46
TICKER SYMBOL ABNC
Incorporated 1982

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American Bancorp, Inc.

Ultimate Parent

1 Subsidiaries

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6 Branches

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Ronald J Lashute

President
GEORGE H COMEAU

Secretary
Alvin Haynes

Director
Alvin Haynes

DIRECTOR

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Industry Information

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