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Here are a few general FAQs on Dun & Bradstreet scores and ratings:

What is the Pre-Screen Risk Score?

D&B Pre-Screen Risk Score is based on Dun & Bradstreet’s market-leading analytics. This score predicts the likelihood of a firm paying in a severely delinquent manner (90+ days past terms) over the next 12 months, obtaining legal relief from its creditors or ceasing operations without paying all creditors in full over the next 12 months.

The score includes:

• recommendations on how much credit to extend to them
• assessments of their liquidity
• concise evaluations of their performance and behaviour
• predictions on the risk of conducting business with them

How is the Pre-Screen Risk Score Calculated?

Scores are calculated using statistical models and the most recent payment information in Dun & Bradstreet's commercial database. Using this scoring system, a company is identified as High Risk, Medium Risk, or Low Risk.

Dun & Bradstreet assigns scores on a scale of 1 to 100: Scores are divided into three Risk Categories, with 0 to 49 indicating a high risk, 50 to 79 indicating a medium risk, and 80 to 100 indicating a low risk.

What does the Pre-Screen Risk Score Mean?

Prospective partners or clients, lenders, suppliers, insurance underwriters, and other organizations may use the Pre-Screen Risk Score to help make decisions about working with your business.

A Pre-Screen Risk Score that indicates low risk may help your business qualify for better rates on credit cards, loans and lines of credit, and may increase its overall borrowing power.

If your business is perceived as high risk, banks may be less willing to lend, and vendors may charge higher premiums or negotiate stricter terms.