Dun & Bradstreet U.S. Economic Health Tracker

A monthly report on business-related economic trends

December 2016 Report

Dun & Bradstreet's U.S. Economic Health Tracker is a monthly, multi-dimensional review of the health of the economy. Read and download the latest report for key insight on small business, jobs, and overall business performance. Come back regularly for new updates, published the Tuesday prior to the first Friday of each month.


This month, Dun & Bradstreet’s Tracker presents some optimism for the small business community as the Small Business Health Index (SBHI) inched up supported by most major sectors and driven largely by improving credit card delinquencies. As the country braces for the final month of 2016 we expect to see improvement in the fundamental stability of small businesses as they continue to augment their payment behaviors and are able to access more conventional avenues of credit. In addition, even though balance sheet health has deteriorated in 2016 according to the Overall Business Health Index (OBHI), the overall aggregate of both small and large businesses remain near the lowest risk level of the prior six years—signaling U.S. firms are on firm footing to expand.

In summary, the December Tracker provides some assurance of growth balanced as the SBHI rebounds on a month-to-month basis while the OBHI remains near low levels of risk.


The Small Business Health Index measures year-over-year small business performance through payment patterns and credit use. U.S. Jobs Health combines Small Business Health Index industry data with BLS figures to forecast monthly nonfarm payroll employment. The U.S. Overall Business Health Index provides a year-over-year weighted average of Dun & Bradstreet’s Viability Score, Delinquency Predictor and Total Loss Predictor. The index ranges from zero (with all businesses recording high levels of risk) to 100% (with all businesses recording low levels of risk). Report based on data available as of November 25, 2016.

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