Build and Monitor Your Business Credit FileThe first step in monitoring and building business credit—and separating your personal and business credit—is to apply for a Dun & Bradstreet D‑U‑N‑S® Number. A strong business credit file may help your business better manage its cash flow, lower interest rates, and secure and maintain contracts.
Better Manage Cash Flow
Win & Maintain Contracts
Negotiate Better Terms
Help Keep Your Cash Flow in the GreenMany small businesses seek financing to purchase equipment, to acquire supplies, to keep up with payroll, or to expand operations.
Most lenders require assurances they’ll be paid on time. Maintaining a strong business credit file may help you qualify for loans at more favorable terms and give you peace of mind to access the funds you need to help grow your business. Monitor and help protect your business credit file with CreditMonitor™ Get alerts when changes occur and have 24/7 access to the information in your Dun & Bradstreet business credit file.
Business Credit Can Help Your Business Stay CompetitiveMany businesses perform credit checks before considering partnering with your business. Proactively managing your Dun & Bradstreet business credit file can be an important factor in helping demonstrate that your business is financially stable and a trustworthy partner.
With Credibility Concierge®, you receive the help of a dedicated business credit specialist to build and manage your company’s business credit file.
Help Lower Interest Rates and Insurance PremiumsIf your small business is perceived as high risk, banks may have trouble lending, and vendors may charge your business higher premiums or negotiate stricter terms to help offset risk.
CreditBuilder™ Plus allows your company to submit payment history subject to Dun & Bradstreet's verification process. A strong payment history can help demonstrate that your business can deliver on goods or services as promised and can impact your Dun & Bradstreet scores and ratings.