Manage My Business Credit File

Better manage your cash flow, help win and maintain contracts, and negotiate more favorable terms with a strong business credit file

Help Keep Your Cash Flow in the Green Many small businesses seek financing to purchase equipment, to acquire supplies, to keep up with payroll, or to expand operations.

Most lenders require assurances they’ll be paid on time. Maintaining a strong business credit file may help you qualify for loans at more favorable terms and give you peace of mind to access the funds you need to help grow your business. CreditSignal® is a free, easy way to monitor changes in your business credit file*.

* CreditSignal only shows certain of your Dun & Bradstreet scores for 14 days, then provides directional changes to such scores. It also indicates the number of individual request(s) for information, which may include but is not limited to credit information, by a unique external customer(s) on a D‑U‑N‑S® Number. To view additional scores and ratings, view scores and ratings following the 14 day period, or learn about what industries are making such requests, we recommend that you upgrade to one of our paid credit monitoring or credit building solutions. Please note, due to the proprietary nature of these inquiries, we do not provide the names of the companies inquiring on your business credit file– only the industries in which they reside.
Business Credit Can Help Your Business Stay Competitive Many businesses perform credit checks before considering partnering with your business. Proactively managing your Dun & Bradstreet business credit file can be an important factor in helping demonstrate that your business is financially stable and a trustworthy partner.

With Credibility Concierge®, you receive the help of a dedicated business credit specialist to build and manage your company’s business credit file.
Help Lower Interest Rates and Insurance Premiums If your small business is perceived as high risk, banks may have trouble lending, and vendors may charge your business higher premiums or negotiate stricter terms to help offset risk.

CreditBuilder Plus allows your company to submit payment history subject to Dun & Bradstreet's verification process. A strong payment history can help demonstrate that your business can deliver on goods or services as promised and can impact your Dun & Bradstreet scores and ratings.