Manage My Business Credit File

Better manage your cash flow, help win and maintain contracts, and negotiate more favorable terms with a strong business credit file
Build and Monitor Your Business Credit FileThe first step in monitoring and building business credit—and separating your personal and business credit—is to apply for a Dun & Bradstreet D‑U‑N‑S® Number. A strong business credit file may help your business better manage its cash flow, lower interest rates, and secure and maintain contracts.
Help Keep Your Cash Flow in the Green Many small businesses seek financing to purchase equipment, to acquire supplies, to keep up with payroll, or to expand operations.

Most lenders require assurances they’ll be paid on time. Maintaining a strong business credit file may help you qualify for loans at more favorable terms and give you peace of mind to access the funds you need to help grow your business. CreditSignal® is a free, easy way to monitor changes in your business credit file*.

* CreditSignal only shows certain of your Dun & Bradstreet scores for 14 days, then provides directional changes to such scores. It also indicates the number of individual request(s) for information, which may include but is not limited to credit information, by a unique external customer(s) on a D‑U‑N‑S® Number. To view additional scores and ratings, view scores and ratings following the 14 day period, or learn about what industries are making such requests, we recommend that you upgrade to one of our paid credit monitoring or credit building solutions. Please note, due to the proprietary nature of these inquiries, we do not provide the names of the companies inquiring on your business credit file– only the industries in which they reside.
Business Credit Can Help Your Business Stay Competitive Many businesses perform credit checks before considering partnering with your business. Proactively managing your Dun & Bradstreet business credit file can be an important factor in helping demonstrate that your business is financially stable and a trustworthy partner.

With Credibility Concierge®, you receive the help of a dedicated business credit specialist to build and manage your company’s business credit file.
Help Lower Interest Rates and Insurance Premiums If your small business is perceived as high risk, banks may have trouble lending, and vendors may charge your business higher premiums or negotiate stricter terms to help offset risk.

CreditBuilder™ Plus allows your company to submit payment history subject to Dun & Bradstreet's verification process. A strong payment history can help demonstrate that your business can deliver on goods or services as promised and can impact your Dun & Bradstreet scores and ratings.

Related Products

Software & Subscriptions
Manage My Business CreditMonitor and potentially build your business credit
Software & Subscriptions
CreditSignalFree access to changes in your company's Dun & Bradstreet credit scores and ratings
Software & Subscriptions
D-U-N-S® ManagerMake sure your company's business information is complete and up-to-date

Related Stories

Article
How to Win Big Contracts as a Small BusinessKnowing what large companies are looking for prior to bidding on their contracts can help you prepare and possibly win more contract bids.Read The Full Story
Article
EIN vs. Dun & Bradstreet D-U-N-S® NumberThere's a lot of confusion around getting an EIN or a D-U-N-S Number. Learn what each number does and how they benefit your business in different ways.Read The Full Story
Article
How a Good Credit-Building Strategy Can Impact Your Company’s ReputationHelp get loans or contracts by building a reputation through your business credit file.Read The Full Story