What’s Business Credit?
Similar to your personal credit, your business credit ﬁle follows you everywhere, tracking your payment history, outstanding balances, business transactions, and more. Dun & Bradstreet uses this data to calculate a series of business credit scores and ratings. Business partners, like potential lenders and creditors, can get a glimpse into the ﬁnancial health of your company by checking your D&B business credit. By nature, these scores and ratings can ﬂuctuate often, changing based on your ﬁnancial activity.
Why Business Credit Matters
Regardless of where you are in your business journey—whether you’re just starting out, trying to improve cash flow, or looking to expand— maintaining a strong business credit ﬁle can be essential to your success. That’s why it’s so important to know what’s inside your business credit ﬁle at all times.
How to Check Your Business Credit Scores and Ratings
We have a solution for every size and type of business!
More Information About Our Products
When you register for your free CreditSignal product, you’ll start receiving alerts whenever there are changes to your D&B PAYDEX®, Delinquency Predictor Score, Financial Stress Score, and Supplier Evaluation Risk Rating
- Monitor your business credit score changes through email alerts whenever changes occur to these four scores and ratings
- Check for changes anytime through your online dashboard
- Know when to take action to help impact your scores and ratings
Having insight into your Dun & Bradstreet business credit file can help you understand what other companies may be seeing when they inquire on your business. CreditSignal Plus provides unlimited access to view five scores and ratings, easily addressing the introductory business credit monitoring needs of your small business.**
An affordable way to get 24/7 access to view 5 of your business’s scores and ratings – D&B PAYDEX® Score, D&B® Delinquency Predictor Score, D&B® Financial Stress Score, D&B® Supplier Evaluation Risk Rating, and D&B Rating®.When It Comes to Business Credit, Knowledge Is Power
- Email alerts to changes to five scores and ratings, inquiries*, and other business events to help you monitor your business credit file
- 24/7 access to view five business credit scores and ratings to give you immediate insight into your business credit file
- Email alerts to changes to five scores and ratings and other business events to help you monitor your business credit file
- Insight into inquiries that are made on your business credit file and what these could mean for your company*
CreditMonitor allows you to monitor your business credit file in real time and benchmark your scores with your industry, providing you with valuable insight to help protect and grow your business. You will be notified when other businesses make inquiries about your business, what type of data was requested, and the industry of the requesting business. Dark Web Monitoring will help keep you informed of potential hacking, data breaches, and other criminal activities by monitoring your email address and one additional business email address for activity on suspicious areas of the web.Get Alerts When Changes Occur
CreditMonitor gives you valuable insights to help you protect and grow your business by providing you with 24/7 access to monitor information in your business credit file, including your business credit scores and ratings and comparative benchmarking of your scores with your industry’s averages.
- Unlimited access to view the information in your Dun & Bradstreet credit file, including your scores and ratings
- Get alerted to changes to your Dun & Bradstreet scores and ratings, including your D&B PAYDEX® Score
- Get alerts on events affecting your company, including lawsuits, liens, and judgments
Need Help Deciding?
To speak with a small business solutions expert
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Need to submit updates to the business information in your Dun & Bradstreet credit file? You can view and request updates to your company’s information for free with D-U-N-S® Manager.
In many cases, the cost of these products may be tax deductible for purposes of Federal and/or State income tax. Check with your tax advisors.
Purchase is a subscription that automatically renews at then-current prices. Please see the Product License Agreement for more information.
*Inquiry or Inquiries are the number of individual request(s) for information, which may include but is not limited to credit information, by a unique external customer(s) on a Dun & Bradstreet D-U-N-S® Number in a rolling one-year (365-day) time period. More than one inquiry can be made by each unique customer, which would indicate that some customers have inquired on such D-U-N-S Number multiple times and may be monitoring the associated business. “Customer” is defined as a person or business requesting Dun & Bradstreet information on another D-U-N-S Number. These requests could be a free service, one-time report purchase, or a subscription-based service.
CreditSignal only shows certain of your Dun & Bradstreet scores for 14 days, then provides directional changes to such scores. It also indicates the number of individual request(s) for information, which may include but is not limited to credit information, by a unique external customer(s) on a Dun & Bradstreet D-U-N-S® Number. To view additional scores and ratings, view scores and ratings following the 14 day period, or learn about what industries are making such requests, we recommend that you upgrade to one of our paid credit monitoring or credit building solutions. Please note, due to the proprietary nature of these inquiries, we do not provide the names of the companies inquiring on your business credit file—only the industries in which they reside.
**CreditSignal Plus provides access to view five of your Dun & Bradstreet scores and rating and alerts you to changes in these ratings. It also indicates the number of individual request(s) for information, which may include but is not limited to credit information, by a unique external customer(s) on a D-U-N-S® Number and alerts you to such requests. Please note, due to the proprietary nature of these inquiries and inquiry requests, only the industries in which the purchasing customers reside will be provided.
***Dun & Bradstreet will do an investigation into your company that may help generate some additional scores and ratings, if you don't already have them.
†Qualifying product purchase includes, at no additional cost to you, Dark Web Monitoring by Redacted, Inc. Dark Web Monitoring alerts are included for the initial term of your product subscription with Dun & Bradstreet. Dun & Bradstreet, at its sole discretion, may elect to extend your Dark Web Monitoring and alerts associated with your product beyond your initial product term. Dark Web Monitoring provides a monitoring and alert service associated with your business email account(s) to monitor for suspicious activity on parts of the internet that may not be visible to search engines, alert you if your email address is found on a suspicious site, and provide the potential risk level of the exposure. The Dark Web Monitoring service is not intended to secure your email or your email credentials, is provided “as is,” and neither Dun & Bradstreet nor [redacted] make any warranty or representation, either express or implied hereunder. No advice or information, whether oral or written, obtained by you from Dun & Bradstreet, [redacted], or through or from the Dark Web Monitoring will create any warranty of any kind.
The information provided by Dun & Bradstreet and its Account Managers is provided “as-is.” Dun & Bradstreet makes no representations or warranties, express or implied, with respect to such information and the results of the use of such information. Neither Dun & Bradstreet nor any of its parents, subsidiaries, affiliates or their respective partners, officers, directors, employees, or agents shall be held liable for any damages arising from or in connection with a business’s use of or reliance on the information given.