What’s Business Credit?
Similar to your personal credit, your business credit ﬁle follows you everywhere, tracking your payment history, outstanding balances, business transactions, and more. Dun & Bradstreet uses this data to calculate a series of scores and ratings that give potential lenders, creditors, and business partners a glimpse into the ﬁnancial health of your company. By nature, these scores and ratings ﬂuctuate often, changing based on your ﬁnancial activity.
Why Business Credit Matters
Regardless of where you are in your business journey—whether you’re just starting out, trying to improve cash ﬂow, or looking to expand— maintaining a strong business credit ﬁle can be essential to your success. That’s why it’s so important to know what’s inside your business credit ﬁle at all times.
In many cases, the cost of these products may be tax deductible for purposes of Federal and/or State income tax. Check with your tax advisors.
Purchase is a subscription that automatically renews at then-current prices. Please see the Product License Agreement for more information.
*Inquiry or Inquiries are the number of individual request(s) for information, which may include but is not limited to credit information, by a unique external customer(s) on a Dun & Bradstreet D-U-N-S® Number in a rolling one-year (365-day) time period. More than one inquiry can be made by each unique customer, which would indicate that some customers have inquired on such D-U-N-S Number multiple times and may be monitoring the associated business. “Customer” is defined as a person or business requesting Dun & Bradstreet information on another D-U-N-S Number. These requests could be a free service, one-time report purchase, or a subscription-based service.
**CreditSignal Plus provides access to view five of your Dun & Bradstreet scores and rating and alerts you to changes in these ratings. It also indicates the number of individual request(s) for information, which may include but is not limited to credit information, by a unique external customer(s) on a D-U-N-S® Number and alerts you to such requests. Please note, due to the proprietary nature of these inquiries and inquiry requests, only the industries in which the purchasing customers reside will be provided.
***Dun & Bradstreet will do an investigation into your company that may help generate some additional scores and ratings, if you don't already have them.
†Dark Web Monitoring provides a monitoring and alert service associated with your business email account(s) to monitor for suspicious activity on parts of the internet that may not be visible to search engines, alert you if your email address is found on a suspicious site, and provide the potential risk level of the exposure. The Dark Web Monitoring service is not intended to secure your email or your email credentials, is provided “as is,” and neither Dun & Bradstreet nor [redacted] make any warranty or representation, either express or implied hereunder. No advice or information, whether oral or written, obtained by you from Dun & Bradstreet, [redacted], or through or from the Dark Web Monitoring will create any warranty of any kind.
The information provided by Dun & Bradstreet and its Account Managers is provided “as-is.” Dun & Bradstreet makes no representations or warranties, express or implied, with respect to such information and the results of the use of such information. Neither Dun & Bradstreet nor any of its parents, subsidiaries, affiliates or their respective partners, officers, directors, employees, or agents shall be held liable for any damages arising from or in connection with a business’s use of or reliance on the information given.