Credit & Risk Management

DNBi

A scalable solution for finance teams who want to modernize their approach to credit managementFree Trial
Manage Credit Risk Intelligently
DNBi helps you scale your credit decisioning—no matter your company’s size. With DNBi, you can issue instant credit decisions, standardize your credit review processes, conduct advanced portfolio and account analysis, and manage your account portfolio more effectively.
Credit Decisioning Automate credit assessments on new & current accounts to improve operational efficiency
Risk Monitoring Proactively monitor & manage potential risk on customers to better control reviews & efficiently manage cash flow
Portfolio Management Get a holistic view of your accounts portfolio with comprehensive insight to help accelerate profitability

Improve Onboarding Efficiency

DNBi efficiently systematizes and regulates credit decisioning across your organization. Combine your credit policies with the world’s largest set of business decisioning data and analytical insights from the Dun & Bradstreet Data Cloud to help pre-screen, validate, and use custom credit scorecards to make instant decisions on new accounts applying for credit. DNBi also helps you improve efficiency with sales. It includes an online credit application that can be easily configured and allows for applicants to upload documents you require such as financial statements. In addition, you’ll also receive the D&B Credit Check for Salesforce app, which offers real-time point-of-sale credit decisioning for sales teams.

Transform Your Account Review Process

With DNBi, automated monitoring alerts you to review potential high-risk accounts before they may go to collections or impact your bottom line. Choose from over 70 key business ratios and data elements to substantially improve the efficiency of your end-to-end account management workflow. DNBi runs automated reviews daily, looking for positive and negative changes in the credit risk quality of each aging account in your portfolio. When a significant change occurs, it will immediately flag the account for further evaluation, which can lead to reevaluating credit (increasing or decreasing credit limits) or changing terms - or, if a risk is identified, placing a credit hold or sending to collections. DNBi records all actions with automatic time-stamping to help with audit and compliance documentation.

Manage Portfolio Risk

DNBi also offers more than a dozen analytic reports for risk, exposure, and segmentation that provide a big-picture view of your portfolio’s overall performance. These reports provide exceptional insight to help you understand your current risk distribution of outstanding dollars and riskiest accounts through various segmentations, such as industry, geographical region, aging buckets, and credit limit utilization. In addition, the Bad Debt Reserve report helps you stay compliant and create efficiencies with an automated, consistent and repeatable process for calculating a bad debt reserve. Reports are easily exported to share performance metrics across the organization.

Powered By Business Decisioning Data You Can Trust

DNBi’s comprehensive commercial credit reports are powered by the Dun & Bradstreet Data Cloud, which delivers insights that empower customers to accelerate revenue, lower cost, help mitigate risk, and transform their businesses. DNBi includes Dun & Bradstreet’s proprietary risk scores, including the D&B® Fraud Risk Score, the D&B PAYDEX®, and the multidimensional D&B Viability Rating®. In addition, Dun & Bradstreet is a leading provider of public filings including bankruptcies, judgments, liens, lawsuits, and UCC filings to support further due diligence—with the world’s largest commercial trade payment network.

DNBi is available in several tiers to fit your organization’s needs. View the brochure to see which tier is right for you.

See What DNBi Can Do For You

Schedule a demo to see how DNBi can help you intelligently manage credit risk.Schedule a Demo