Credit Monitoring Companies - Dun & Bradstreet

Credit Monitoring Companies

Find out more about the product packaging and pricing

Overview

The advantages of using our API to consume monitoring is to be able to set up an automatic flow. By setting up an integration to your CRM or ERP system, you can ensure that the right people in your organization can get information about various events daily and thus minimize credit losses and through continuous updates ensure that necessary information reaches the right department or person.

Credit Monitoring provides an API that allows an integrated user to manage a portfolio of monitored companies and retrieve new events that are relevant to managing their credit portfolio risk. The service covers events on companies in Sweden, Finland, Demark and Norway. Events are updated daily and holds a full year of historical updates.

Authentication

To use the Credit Monitoring B2B API, you need a client ID and a secret. Use OAuth2 for authentication. More information here.

To access the Monitoring API you need to set the scope to: credit_data_monitoring

Get started

You’ll need to create a Bisnode ID or you can use your GitHub account to login here.

Sandbox API Key (you need to be logged in with your Bisnode ID or GitHub account)
For easy access we have provided you with a postman collection here.

For questions and support, please contact us at api-support@bisnode.com.

Key Features

Company data available through an API

Provides you with high quality analyzed risk and credit data.

You’re able to fetch the latest updates of companies you are monitoring in your portfolio. This is a key for you as company to be able to detect risk in an early state.

This is a key for you as company to be able to detect risk in an early state.

Avoid credit losses by doing business with the right customers

Technical documentation

Please check our technical documentation for our API here.

Documentation

How to use the API

This guide is intended to help you get going with your integration against the B2B Monitoring API. It serves as a complement to the  Swagger documentation and aims to bring a high level understanding of how to use the API.

For questions and support, please contact Bisnode at api-support@bisnode.com

Portfolio

A portfolio is a collection of companies for which you want to monitor changes. A user by default has a main portfolio. If you add companies to the main portfolio, you will be able to get financial updates on those companies. The following actions can be performed on the main portfolio:

add companies to portfolio
get events for companies in portfolio
get events for a single company
get companies in the portfolio
check if a company exists in the portfolio
remove companies from the portfolio
get portfolio base data
get event codes by cathegory (only available trough the API)
add/remove references per company

Sandbox Test objects

Swedish Test objects

Name	Registration Number	Event Category	Event Code	Description
Skuldman & Son, TEST AB	5561234567	RISK	RATING_CHANGED	Rating changed from AA to AAA
Skuldman & Son, TEST AB	5561234567	RISK	RATING_CHANGED	Rating changed from A to AA
Skuldman & Son, TEST AB	5561234567	PAYMENT_ABILITY	ORDER_TO_PAY	Injunction to pay
Skuldman & Son, TEST AB	5561234567	MANAGEMENT	TOTAL_BOARD_CHANGE_NOT_UNAUTHORIZED	Change of board total unauthorized
Skuldman & Son, TEST AB	5561234567	MANAGEMENT	BOARDMEMBER_CHANGED	Change of board- notification at Bolagsverket
Test No 3 mining enterprise	5561234567	MANAGEMENT	EXIT_BOARD_MEMBER_CEO_AUTHORIZED_SIGNATORY_NOTIFIED	Exit of board member - notification at Bolagsverket
Test No 3 mining enterprise	5562000116	RISK	RATING_CHANGED	Rating changed from B to A
Test No 3 mining enterprise	5562000116	RISK	RATING_CHANGED	Rating changed from A to B
Test No 3 mining enterprise	5562000116	PAYMENT_ABILITY	PETITION_INJUNCTION_PAY	Petition injunction to pay
Test No 3 mining enterprise	5562000116	INSOLVENCY_INACTIVITY	LIQUIDATION_ANNOUNCEMENT	Liquidation announcement
Test No 3 mining enterprise	5562000116	REGISTRATION_STATUS	DEREGISTERED_FTAX_DECLARATION_MISSING	Deregistered for F-tax declaration missing
Test Tourism bank	5562000116	PAYMENT_ABILITY	ORDER_TO_PAY_FEE_ANNUAL_REPORT_OVERDUE	Fee for late annual report overdue
Test Tourism bank	5563035798	RISK	RATING_CHANGED	Rating changed from B to A
Test Tourism bank	5563035798	PAYMENT_ABILITY	ORDER_TO_PAY_PASSED_COURT_ASSET_RECOVERY	Injunction to pay passed to court due to asset recovery
Test Tourism bank	5563035798	MANAGEMENT	BOARDMEMBER_CHANGED	Exit of board member
ÁàèôÑ ÅäöáàéèÔÑ AB	5563035798	REGISTRATION_STATUS	DEREGISTERED_FTAX_BUSINESS_CEASED	Deregistered for F-tax business ceased
ÁàèôÑ ÅäöáàéèÔÑ AB	5562187129	REGISTRATION_STATUS	NOT_REGISTERED_FTAX	Not registred for F-tax
ÁàèôÑ ÅäöáàéèÔÑ AB	5562187129	REGISTRATION_STATUS	DEREGISTERED_FTAX_DECLARATION_MISSING	Deregistered for F-tax declaration missing
ÁàèôÑ ÅäöáàéèÔÑ AB	5562187129	PAYMENT_ABILITY	ORDER_TO_PAY_PASSED_COURT	Injunction to pay passed to court due to appeal
ÁàèôÑ ÅäöáàéèÔÑ AB	5562187129	RISK	LIMIT_CHANGED	Recommended limit changed from 0 kEUR to 2 kEUR
Konkursen TEST AB	5562187129	RISK	RATING_CHANGED	Rating changed from A to AA
Konkursen TEST AB	5561060111	RISK	RATING_CHANGED	Rating changed from B to A
Konkursen TEST AB	5561060111	RISK	RATING_CHANGED	Rating changed from A to B
Konkursen TEST AB	5561060111	PAYMENT_ABILITY	INJUNCTION_PAY_TO_COURT	Petition injunction to pay passed to court
Hema Test i Konkurs AB	5561060111	REGISTRATION_STATUS	DEREGISTERED_FTAX_OWN_REQUEST	Deregistered for F-tax by own requset
Hema Test i Konkurs AB	5561080101	RISK	RATING_CHANGED	Rating changed from B to C
Hema Test i Konkurs AB	5561080101	REGISTRATION_STATUS	DEREGISTERED_FTAX_OWN_REQUEST	Deregistered for F-tax by own request
Hema Test i Konkurs AB	5561080101	INSOLVENCY_INACTIVITY	COMPANY_CEASED	Company ceased
Hema Test i Konkurs AB	5561080101	REGISTRATION_STATUS	DEREGISTERED_FTAX_ACCOUNTING_PAYMENT	Deregistered for F-tax incomplete accounting/payment
Hema Test i Konkurs AB	5561080101	INSOLVENCY_INACTIVITY	LIQUIDATION_STARTED	Liquidation
Hema Test i Konkurs AB	5561080101	INSOLVENCY_INACTIVITY	COMPANY_DEREGISTERED	Company is deregistered
Test Tangun trading AB	5561080101	PAYMENT_ABILITY	DEBT_BALANCE_OPENED	Debt balance opened
Test Tangun trading AB	5561070102	INSOLVENCY_INACTIVITY	BANKRUPTCY_CASE_RECEIVED	Bankruptcy issue received by Bolagsverket
Test Tangun trading AB	5561070102	INSOLVENCY_INACTIVITY	BANKRUPTCY_PROCEEDINGS_CLOSED_REGISTERED	Bankruptcy proceedings concluded registered at Bolagsverket
Testföretag 1954 AB	5561070102	RISK	RATING_CHANGED	Rating changed from A to B
Testföretag 1954 AB	5560391954	INSOLVENCY_INACTIVITY	INJUNCTION_LIQUIDATION_REGISTERED	Injunction of liquidation registered at Bolagsverket
Testföretag 1954 AB	5560391954	MANAGEMENT	CHANGE_BOARD_CEO_AUTHORIZED_SIGNATORY_NOTIFIED	Change of board- notification at Bolagsverket
Testföretag 1954 AB	5560391954	RISK	RATING_CHANGED	Rating changed from A to B
Testbolag 9255	5560391954	RISK	RATING_CHANGED	Rating changed from B to A
Testbolag 9255	7502199255	PAYMENT_ABILITY	ORDER_TO_PAY_PARKING_OVERDUE	Parking fee overdue
Testbolag 9255	7502199255	REGISTRATION_STATUS	DEREGISTERED_FTAX_INCOMPLETE_ACCOUNTING_PAYMENT	Deregistered for F-tax incomplete accounting/payment
Testbolag 6990 KB	7502199255	RISK	RATING_CHANGED	Rating changed from A to B
Testbolag 6990 KB	9696096990	RISK	RATING_CHANGED	Rating changed from B to A
Testbolag 6990 KB	9696096990	REGISTRATION_STATUS	DEREGISTERED_FOR_BUSINESS_CEASED	Deregistered for F-tax business ceased
Testbolag 6990 KB	9696096990	REGISTRATION_STATUS	DEREGISTERED_FTAX_NEGLECT_COMPANY_MANAGEMENT	Deregistered for F-tax neglect by company management
Testbolag 6990 KB	9696096990	INSOLVENCY_INACTIVITY	BANKRUPTCY_PETITION	Bankruptcy petition
Testbolag 6990 KB	9696096990	INSOLVENCY_INACTIVITY	BANKRUPTCY_INITIATED	Bankruptcy initiated
Testföretag 238	9696096990	REGISTRATION_STATUS	DEREGISTERED_FTAX_NEGLECT_COMPANY	Deregistered for F-tax neglect by company
Testföretag 238	7601022382	RISK	RATING_CHANGED	Rating changed to NEW
Testföretag 238	7601022382	RISK	RATING_CHANGED	Rating changed from NEW to A
Testföretag 238	7601022382	RISK	LIMIT_CHANGED	Recommended limit changed from 271 kSEK to 271 kSEK
Testföretag 238	7601022382	REGISTRATION_STATUS	DEREGISTERED_FTAX_NEGLECT_COMPANY	Deregistered for F-tax neglect by company
Testföretag 238	7601022382	PAYMENT_ABILITY	PAYMENT_INDEX_CHANGED	Payment index changed from 80 to 79
Testföretag 238	7601022382	REGISTRATION_STATUS	DEREGISTERED_FTAX_NEGLECT_COMPANY_MANAGEMENT	Deregistered for F-tax neglect by company management
Testföretag 238	7601022382	PAYMENT_ABILITY	DISTRAINT_PAID	Distraint not paid
Testföretag 238	7601022382	MANAGEMENT	TOTAL_BOARD_CHANGED	Change of board total

Finish Test objects

Name	Registration Number	Event Category	Event Code	Description
Intelacard Oy	200967437	INSOLVENCY_INACTIVITY	BANKRUPTCY_REQUEST	Proof of debt in bankruptcy
Intelacard Oy	200967437	FINANCIAL_INFORMATION	NEW_ANNUAL_ACCOUNTS	New annual report
Intelacard Oy	200967437	RISK	RATING_CHANGED	Rating changed from A to B
DECO FRESH OY	228810019	INSOLVENCY_INACTIVITY	BANKRUPTCY_REQUEST	Proof of debt in bankruptcy
DECO FRESH OY	228810019	MANAGEMENT	BOARDMEMBER_CHANGED	Board of directors changed
DECO FRESH OY	228810019	RISK	RATING_CHANGED	Rating changed from A to B
DECO FRESH OY	228810019	RISK	RATING_CHANGED	Rating changed from B to A
DECO FRESH OY	228810019	RISK	RATING_CHANGED	Rating changed from C to B
Second Time Around	246926306	INSOLVENCY_INACTIVITY	LIQUIDATION_REQUEST	Declared liquidation
Second Time Around	246926306	BASIC_INFORMATION	NAME_CHANGED	Name changed
Rolling Thunder Oy	251631316	REGISTRATION_STATUS	TRADE_REGISTER_ADDED	Added to Trade register
Rolling Thunder Oy	251631316	PAYMENT_ABILITY	PAYMENT_INDEX_CHANGED	Payment index changed
Rolling Thunder Oy	251631316	REGISTRATION_STATUS	TRADE_REGISTER_REMOVED	Removed from Trade register
Rolling Thunder Oy	251631316	RISK	RATING_CHANGED	Rating changed from B to A
Deco Refreshments Oy	260428882	INSOLVENCY_INACTIVITY	BANKRUPTCY_LAPSED	Bankruptcy petition by creditor
Deco Refreshments Oy	260428882	PAYMENT_ABILITY	DISTRAINT_NOT_PAID	Enforcement action barred for lack of means
Deco Refreshments Oy	260428882	RISK	RATING_CHANGED	Rating changed from B to A
Deco Refreshments Oy	260428882	RISK	RATING_CHANGED	Rating changed from A to B
Grass Roots Yard Services Oy	280429609	BASIC_INFORMATION	POSTAL_ADDRESS_CHANGED	Postal address changed
Grass Roots Yard Services Oy	280429609	INSOLVENCY_INACTIVITY	DISSOLVED	Dissolved
Grass Roots Yard Services Oy	280429609	RISK	RATING_CHANGED	Rating changed from A to B
Tytärtesti100 Oy	11111111	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
Tytärtesti100 Oy	11111111	MANAGEMENT	MANAGEMENT_CHANGED	Managing director changed
Tytärtesti100 Oy	11111111	RISK	RATING_CHANGED	Rating changed from A to B
Tytärtesti100 Oy	11111111	RISK	RATING_CHANGED	Rating changed from B to A
Tytärtesti200 Oy	22222222	RISK	RATING_CHANGED	Rating changed from B to A
Tytärtesti200 Oy	22222222	RISK	RATING_CHANGED	Rating changed from A to B
Tytärtesti200 Oy	22222222	RISK	CREDITLIMIT_CHANGED	Recommended limit changed

Danish Test objects

Name	Registration Number	Event Category	Event Code	Description
D&B Demo A/S	13287511	BASIC_INFORMATION	NAME_CHANGED	Name changed
D&B Demo A/S	13287511	FINANCIAL_INFORMATION	ANNUALREPORT_NEW	New annual report
D&B Demo A/S	13287511	RISK	RATING_CHANGED	Rating changed from A to B
D&B Demo Datter ApS	13287554	INSOLVENCY_INACTIVITY	BANKRUPTCY_REQUEST	Proof of debt in bankruptcy
D&B Demo Datter ApS	13287554	MANAGEMENT	BOARDMEMBER_CHANGED	Board of directors changed
D&B Demo Datter ApS	13287554	RISK	RATING_CHANGED	Rating changed from A to B
D&B Demo Datter ApS	13287554	RISK	RATING_CHANGED	Rating changed from B to C
D&B Demo Datter ApS	13287554	RISK	RATING_CHANGED	Rating changed from C to B
Eisner Food Stores Under Konkurs	173989737	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
Eisner Food Stores Under Konkurs	173989737	BASIC_INFORMATION	NAME_CHANGED	Name changed
id Boutiques ApS	534259076	REGISTRATION_STATUS	TRADEREGISTER_ADDED	Added to Trade register
id Boutiques ApS	534259076	PAYMENT_ABILITY	PAYDEX_CHANGED	Payment index changed
id Boutiques ApS	534259076	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
id Boutiques ApS	534259076	RISK	RATING_CHANGED	Rating changed from B to A
Zany Brainy	596490479	INSOLVENCY_INACTIVITY	BANKRUPTCY_KR	Bankruptcy petition by creditor
Zany Brainy	596490479	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
Zany Brainy	596490479	RISK	RATING_CHANGED	Rating changed from B to A
Zany Brainy	596490479	RISK	RATING_CHANGED	Rating changed from A to B
Brendles ApS	738297771	BASIC_INFORMATION	POSTADDR_CHANGED	Postal address changed
Brendles ApS	738297771	INSOLVENCY_INACTIVITY	DISSOLVED	Dissolved
Brendles ApS	738297771	RISK	RATING_CHANGED	Rating changed from A to B
Multicerv ApS	795312324	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
Multicerv ApS	795312324	MANAGEMENT	MANAGEMENT_CHANGED	Managing director changed
Multicerv ApS	795312324	RISK	RATING_CHANGED	Rating changed from A to B
Multicerv ApS	795312324	RISK	RATING_CHANGED	Rating changed from B to A
Powerbod ApS	863638466	RISK	RATING_CHANGED	Rating changed from B to A
Powerbod ApS	863638466	RISK	RATING_CHANGED	Rating changed from A to B
Powerbod ApS	863638466	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
Patterson-Fletcher A/S	991387035	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
Patterson-Fletcher A/S	991387035	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
Patterson-Fletcher A/S	991387035	RISK	RATING_CHANGED	Rating changed from A to AA

Norwegian Test objects

Name	Registration Number	Event Category	Event Code	Description
SVAR DIREKTE AS	937340303	BASIC_INFORMATION	NAME_CHANGED	Name changed
SVAR DIREKTE AS	937340303	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
SVAR DIREKTE AS	937340303	RISK	RATING_CHANGED	Rating changed from A to B
TESTFORETAKET FOR ÆØÅ AS	911642190	INSOLVENCY_INACTIVITY	BANKRUPTCY_REQUEST	Proof of debt in bankruptcy
TESTFORETAKET FOR ÆØÅ AS	911642190	MANAGEMENT	BOARDMEMBER_CHANGED	Board of directors changed
TESTFORETAKET FOR ÆØÅ AS	911642190	RISK	RATING_CHANGED	Rating changed from B to A
TESTFORETAKET FOR ÆØÅ AS	911642190	RISK	RATING_CHANGED	Rating changed from C to B
TESTFORETAKET FOR ÆØÅ AS	911642190	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
CREDIT CONTROL AS	918189254	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
CREDIT CONTROL AS	918189254	BASIC_INFORMATION	NAME_CHANGED	Name changed
DIN SOLIDE ENTREPRENØR AS	935276608	REGISTRATION_STATUS	TRADEREGISTER_ADDED	Added to Trade register
DIN SOLIDE ENTREPRENØR AS	935276608	PAYMENT_ABILITY	PAYDEX_CHANGED	Payment index changed
DIN SOLIDE ENTREPRENØR AS	935276608	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
DIN SOLIDE ENTREPRENØR AS	935276608	RISK	RATING_CHANGED	Rating changed from A to AA
SVAR DIREKTE PERSON	937400322	INSOLVENCY_INACTIVITY	BANKRUPTCY_KR	Bankruptcy petition by creditor
SVAR DIREKTE PERSON	937400322	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
SVAR DIREKTE PERSON	937400322	RISK	RATING_CHANGED	Rating changed from B to A
SVAR DIREKTE PERSON	937400322	RISK	RATING_CHANGED	Rating changed from A to B
COBRA DEMO PERSON	812345672	BASIC_INFORMATION	POSTADDR_CHANGED	Postal address changed
COBRA DEMO PERSON	812345672	INSOLVENCY_INACTIVITY	DISSOLVED	Dissolved
COBRA DEMO PERSON	812345672	RISK	RATING_CHANGED	Rating changed from A to B
Soliditet Test 2 Ltd	927822334	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
Soliditet Test 2 Ltd	927822334	MANAGEMENT	MANAGEMENT_CHANGED	Managing director changed
Soliditet Test 2 Ltd	927822334	RISK	RATING_CHANGED	Rating changed from A to B
Soliditet Test 2 Ltd	927822334	RISK	RATING_CHANGED	Rating changed from B to A
BARE SKRAP DA	842852102	RISK	RATING_CHANGED	Rating changed from B to A
BARE SKRAP DA	842852102	RISK	RATING_CHANGED	Rating changed from A to B
BARE SKRAP DA	842852102	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
General Bureau of Atomic Energy	923313850	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
General Bureau of Atomic Energy	923313850	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
General Bureau of Atomic Energy	923313850	RISK	RATING_CHANGED	Rating changed from A to AA
HELT NYTT FORETAK AS	931024280	RISK	RATING_CHANGED	Rating changed from A to B
HELT NYTT FORETAK AS	931024280	RISK	RATING_CHANGED	Rating changed from B to A
HELT NYTT FORETAK AS	931024280	RISK	CREDITLIMIT_CHANGED	Recommended limit changed
HELT NYTT FORETAK AS	931024280	BASIC_INFORMATION	NAME_CHANGED	Name changed

Changes and versioning

API version is provided in the base of the requested URL in the form of "v1", "v2" etc. Only major version numbers are used.

API versions are raised only on breaking (i.e. backwards incompatible) changes in the API. Fields may be added but will never be removed during an API version lifecycle. When developing your application, take care to ensure that your application is able to handle additional fields.