Gain more insight
The results from the trade programme are included in the D&B Paydex. Paydex is one of the factors that are included in the calculation of the D&B Score and enable an accurate forecast of the probability of default.
| 100 |
prior to maturity |
| 90 |
use of settlement discount |
| 80 |
as agreed |
| 70 |
slow to 15 days |
| 60 |
slow to 22 days |
| 50 |
slow to 30 days |
| 40 |
slow to 60 days |
| 30 |
slow to 90 days |
| 20 |
slow to 120 days |
| 10 |
slow to 150 days |
| 1 |
slow to 177 days |
| nv |
not available |
Using knowledge about payment behaviour - with the Trade programme
The Trade programme provides you with an effective and objective early warning instrument about the payment methods of your business partners.
How does it work?
The free Trade programme includes the world's largest pool of external payment experiences, providing insight into the payment practices of companies. As a Trade partner you provide us with your debtor data, which we process anonymously.
In return, you receive a monthly analysis of your customers' payment methods including a 3-month overview for early recognition of negative trends. In addition, your customer database will be cleansed by us free of charge, with D&B D-U-N-S® Number and the correct company wording.
So you can be sure
- to perform your analyses on the basis of a cleansed customer database
- to always have an up-to-date overview of the payment methods of your customers at other companies
- to have a trustworthy database for the definition of your payment conditions
Example:
D&B Paydex 68
Payment behaviour = on average 17 days over agreed payment terms. Further insight into the economic situation of a company is provided by the detailed Dun & Bradstreet business information reports.
