Overview
World Acceptance
World Acceptance Corporation is one of the nation's largest small-loan consumer finance companies, offering short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. The company offers standardized installment loans generally between $400 and $5,000, with the average loan origination being $1,975 in fiscal 2025. The company generally serves individuals with
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Read More limited access to other sources of consumer credit. It provides services to its customers through its network of about 1,025 branches across some 15 US states. In addition, the company also offers income tax return preparation services to its loan customers and other individuals.
Read Less
Read More limited access to other sources of consumer credit. It provides services to its customers through its network of about 1,025 branches across some 15 US states. In addition, the company also offers income tax return preparation services to its loan customers and other individuals.
Read Less
R CHAD PRASHAD
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Nondepository Credit Intermediation
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Credit Intermediation and Related Activities
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Finance and Insurance
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Consumer finance companies
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Licensed loan companies, small
See All Industries Personal finance licensed loan companies, small
See Fewer Industries
See All Industries Personal finance licensed loan companies, small
See Fewer Industries
Activities Related to Credit Intermediation
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Agencies, Brokerages, and Other Insurance Related Activities
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Depository Credit Intermediation
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Insurance Carriers
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Insurance and Employee Benefit Funds
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Monetary Authorities-Central Bank
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Other Financial Investment Activities
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Other Investment Pools and Funds
View more , Securities and Commodity Contracts Intermediation and Brokerage Securities and Commodity Exchanges
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View more , Securities and Commodity Contracts Intermediation and Brokerage Securities and Commodity Exchanges
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Actual
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Actual
$564.84 million
Actual
-7.26%
264.29%
$1,056
MAR
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NASDAQ:WRLD
Contacts
Get in Touch with 5 Principals* and 315 Contacts
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R CHAD PRASHADPresident and Chief Executive Officer
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Contact 2?
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Contact 3?
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Contact 4?
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Financial Statements
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Financial data as of March 31, 2025 (12 month period) in USD
Annual Revenue 2024
$564.84 million
USD
Actual
All financial statement data is in millions except per share data | Source: Morningstar
| Cash Flow (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Net Operating Cash | $266 | $292 | $272 |
| Net Investing Cash | -$135 | -$181 | -$452 |
| Net Financing Cash | -$135 | -$114 | $183 |
| Net Change in Cash | -$5 | -$3 | $3 |
| Cash at Beginning of Period | $17 | $19 | $16 |
| Cash at End of Period | $12 | $17 | $19 |
| Capital Expenditure | -$6 | -$6 | -$6 |
| Assets (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Current Assets | |||
| Cash and Cash Equivalents | $12 | $17 | $19 |
| Accounts Receivable | $ | $ | $ |
| Inventories | $ | $ | $ |
| Other Current Assets | $ | $ | $ |
| Asset Summary | |||
| Total Current Assets | $ | $ | $ |
| Tangible Fixed Assets | $102 | $105 | $111 |
| Intangible Assets | $11 | $15 | $20 |
| Total Assets | $1,056 | $1,117 | $1,218 |
| Liabilities (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Current Liabilities | |||
| Accounts Payable | $54 | $51 | $58 |
| Short-Term Debt | $ | $ | $ |
| Other Current Liabilities | $ | $ | $ |
| Liability Summary | |||
| Total Current Liabilities | $ | $ | $ |
| Long-Term Debt | $496 | $595 | $692 |
| Other Long-Term Liabilities | $ | $ | $ |
| Total Liabilities | $632 | $732 | $845 |
| Stakeholder's Equity (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Equity | |||
| Common Stock | $ | $ | $ |
| Retained Earnings | $138 | $97 | $92 |
| Equity Summary | |||
| Total Equity | $424 | $385 | $373 |
| Shares Outstanding | 5,938,665 | 6,231,082 | 6,348,314 |