Unum Limited provides a unified disability product for UK employers. A leading provider of group income protection policies, Unum Limited serves some 2 million short- and long-term income protection (disability) insurance customers in the UK. It also offers group life insurance and supplemental and voluntary policies including critical illness and voluntary benefits products. Unum Limited's policies are sold through its field sales agents, as well as independent consultants and brokers. The company is a subsidiary of US-based Unum Group.