Overview
PNB
Punjab National Bank (PNB) is one of India's largest nationalized banks, with some 5,400 locations. The financial institution offers services in personal and corporate banking, including industrial, agricultural, and export finance, as well as international banking. Its personal lending services include loans for housing, autos, and education. PNB's diverse client list includes Indian conglomerates, small and midsized businesses, non-resident Indians,
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Read More and multinational companies. It has a total of nearly 43,450 delivery channels with a network of about 10,040 domestic branches, two international branches, around 12,965 ATMs, and more than 20,445 business correspondents. The bank was established in Lahore in 1895.
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Read More and multinational companies. It has a total of nearly 43,450 delivery channels with a network of about 10,040 domestic branches, two international branches, around 12,965 ATMs, and more than 20,445 business correspondents. The bank was established in Lahore in 1895.
Read Less
Atul Kumar Goel
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Depository Credit Intermediation
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Credit Intermediation and Related Activities
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Finance and Insurance
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National commercial banks
Activities Related to Credit Intermediation
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Agencies, Brokerages, and Other Insurance Related Activities
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Insurance Carriers
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Insurance and Employee Benefit Funds
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Monetary Authorities-Central Bank
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Nondepository Credit Intermediation
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Other Financial Investment Activities
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Other Investment Pools and Funds
View more , Securities and Commodity Contracts Intermediation and Brokerage Securities and Commodity Exchanges
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View more , Securities and Commodity Contracts Intermediation and Brokerage Securities and Commodity Exchanges
View fewer
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Actual
$7.21 billion
Actual
10.94%
102.92%
$18.58 million
MAR
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Bombay:532461
Contacts
Get in Touch with 12 Principals* and 36 Contacts
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Atul Kumar GoelChief Executive Officer and Managing Director
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Contact 2?
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Contact 3?
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Contact 4?
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Financial Statements
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Financial data as of March 31, 2024 (12 month period) in USD
Annual Revenue 2025
$7.21 billion
USD
Actual
1 USD = 82.8981 INR
All financial statement data is in millions except per share data | Source: Morningstar
| Cash Flow (mil) | 2025 | 2024 | 2023 |
|---|---|---|---|
| Net Operating Cash | $2,663 | -$3,370 | $2,725 |
| Net Investing Cash | -$190 | -$182 | -$88 |
| Net Financing Cash | -$137 | $424 | $154 |
| Net Change in Cash | $2,335 | -$3,128 | $2,791 |
| Cash at Beginning of Period | $15,851 | $18,979 | $16,188 |
| Cash at End of Period | $18,186 | $15,851 | $18,979 |
| Capital Expenditure | -$193 | -$142 | -$67 |
| Assets (mil) | 2025 | 2024 | 2023 |
|---|---|---|---|
| Current Assets | |||
| Cash and Cash Equivalents | $18,186 | $15,851 | $18,979 |
| Accounts Receivable | $ | $ | $ |
| Inventories | $ | $ | $ |
| Other Current Assets | $ | $ | $ |
| Asset Summary | |||
| Total Current Assets | $ | $ | $ |
| Tangible Fixed Assets | $1,578 | $1,465 | $1,434 |
| Intangible Assets | $ | $25 | $24 |
| Total Assets | $18,575,436 | $15,986,360 | $14,936,489 |
| Liabilities (mil) | 2025 | 2024 | 2023 |
|---|---|---|---|
| Current Liabilities | |||
| Accounts Payable | $ | $516 | $416 |
| Short-Term Debt | $ | $ | $ |
| Other Current Liabilities | $ | $ | $ |
| Liability Summary | |||
| Total Current Liabilities | $ | $ | $ |
| Long-Term Debt | $ | $ | $ |
| Other Long-Term Liabilities | $ | $ | $ |
| Total Liabilities | $207,939 | $179,460 | $167,713 |
| Stakeholder's Equity (mil) | 2025 | 2024 | 2023 |
|---|---|---|---|
| Equity | |||
| Common Stock | $277 | $266 | $266 |
| Retained Earnings | $ | $479 | $396 |
| Equity Summary | |||
| Total Equity | $16,060 | $13,316 | $12,410 |
| Shares Outstanding | 11,492,943,268 | 11,011,015,558 | 11,011,015,558 |