Overview
Discover
Discover Financial Services is a digital banking and payment services company. The company provides digital banking products and services and payment services through its subsidiaries. It issues the Discover card and offers personal loans, home loans, checking and savings accounts, and certificates of deposit through its banking business. In addition, the company also operates the Discover Network, which processes transactions for Discover-branded
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Read More credit and debit cards and provides payment transaction processing and settlement services; the PULSE network (PULSE), one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance around the world. In mid-2025, Discover Financial was acquired by Capital One Financial Corporation for approximately $35.3 billion.
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Read More credit and debit cards and provides payment transaction processing and settlement services; the PULSE network (PULSE), one of the nation's leading ATM/debit networks; and Diners Club International, a global payments network with acceptance around the world. In mid-2025, Discover Financial was acquired by Capital One Financial Corporation for approximately $35.3 billion.
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#
185
Fortune 1000 Revenue Rank
J Michael Shepherd
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Depository Credit Intermediation
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Nondepository Credit Intermediation
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Credit Intermediation and Related Activities
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Finance and Insurance
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State commercial banks
See All Industries Personal credit institutions
See Fewer Industries
See All Industries Personal credit institutions
See Fewer Industries
Activities Related to Credit Intermediation
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Agencies, Brokerages, and Other Insurance Related Activities
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Insurance Carriers
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Insurance and Employee Benefit Funds
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Monetary Authorities-Central Bank
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Nondepository Credit Intermediation
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Other Financial Investment Activities
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Other Investment Pools and Funds
View more , Securities and Commodity Contracts Intermediation and Brokerage Securities and Commodity Exchanges
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View more , Securities and Commodity Contracts Intermediation and Brokerage Securities and Commodity Exchanges
View fewer
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Modelled
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Actual
$23.63 billion
Actual
13.4%
62.2%
$147,640
DEC
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NYSE:DFS
Contacts
Get in Touch with 5 Principals* and 6,933 Contacts
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J Michael ShepherdInterim President and Chief Executive Officer
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Contact 3?
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Financial Statements
Dun & Bradstreet collects private company financials for more than 23 million companies worldwide. Find out more.
Financial data as of December 31, 2024 (12 month period) in USD
Annual Revenue 2024
$23.63 billion
USD
Actual
All financial statement data is in millions except per share data | Source: Morningstar
| Cash Flow (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Net Operating Cash | $8,425 | $8,563 | $7,140 |
| Net Investing Cash | -$3,751 | -$21,491 | -$25,637 |
| Net Financing Cash | -$7,903 | $15,759 | $16,062 |
| Net Change in Cash | -$3,229 | $2,831 | -$2,435 |
| Cash at Beginning of Period | $11,728 | $8,897 | $11,332 |
| Cash at End of Period | $8,499 | $11,728 | $8,897 |
| Capital Expenditure | -$268 | -$303 | -$236 |
| Assets (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Current Assets | |||
| Cash and Cash Equivalents | $8,474 | $11,685 | $8,856 |
| Accounts Receivable | $ | $ | $ |
| Inventories | $ | $ | $ |
| Other Current Assets | $ | $ | $ |
| Asset Summary | |||
| Total Current Assets | $ | $ | $ |
| Tangible Fixed Assets | $1,072 | $1,091 | $1,003 |
| Intangible Assets | $ | $ | $ |
| Total Assets | $147,640 | $151,713 | $131,851 |
| Liabilities (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Current Liabilities | |||
| Accounts Payable | $ | $ | $ |
| Short-Term Debt | $ | $750 | $ |
| Other Current Liabilities | $ | $ | $ |
| Liability Summary | |||
| Total Current Liabilities | $ | $ | $ |
| Long-Term Debt | $16,253 | $20,581 | $20,108 |
| Other Long-Term Liabilities | $ | $ | $ |
| Total Liabilities | $129,714 | $137,478 | $117,956 |
| Stakeholder's Equity (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Equity | |||
| Common Stock | $6 | $6 | $6 |
| Retained Earnings | $33,583 | $29,855 | $27,758 |
| Equity Summary | |||
| Total Equity | $17,926 | $14,235 | $13,895 |
| Shares Outstanding | 251,339,484 | 250,102,860 | 267,383,791 |