Overview
Discover
Discover Financial Services provides digital banking products and services and payment services through its subsidiaries. It offers credit card loans, private student loans, personal loans, home equity loans, and deposit products. Discover also licenses Diners Club which processes transactions for Discover-branded credit and debit cards, provides payment transaction processing and settlement services. The company also runs the PULSE Network ATM system,
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Read More an electronic funds transfer network, providing financial institutions issuing debit cards on the PULSE network with access to ATMs domestically and internationally, as well as merchant acceptance throughout the US for debit card transactions. In 2024, Discover and Capital One jointly announced that they entered into an agreement and plan of merger, under which the companies will combine in an all-stock merger, which values Discover at $35.3 billion.
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Read More an electronic funds transfer network, providing financial institutions issuing debit cards on the PULSE network with access to ATMs domestically and internationally, as well as merchant acceptance throughout the US for debit card transactions. In 2024, Discover and Capital One jointly announced that they entered into an agreement and plan of merger, under which the companies will combine in an all-stock merger, which values Discover at $35.3 billion.
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#
194
Fortune 1000 Revenue Rank
J Michael Shepherd
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Depository Credit Intermediation
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Nondepository Credit Intermediation
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Credit Intermediation and Related Activities
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Finance and Insurance
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State commercial banks
See All Industries Personal credit institutions
See Fewer Industries
See All Industries Personal credit institutions
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Activities Related to Credit Intermediation
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Agencies, Brokerages, and Other Insurance Related Activities
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Insurance Carriers
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Insurance and Employee Benefit Funds
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Monetary Authorities-Central Bank
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Nondepository Credit Intermediation
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Other Financial Investment Activities
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Other Investment Pools and Funds
View more , Securities and Commodity Contracts Intermediation and Brokerage Securities and Commodity Exchanges
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View more , Securities and Commodity Contracts Intermediation and Brokerage Securities and Commodity Exchanges
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Modelled
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Actual
$23.63 billion
Actual
13.4%
62.2%
$147,640
DEC
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NYSE:DFS
Contacts
Get in Touch with 5 Principals* and 6,326 Contacts
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J Michael ShepherdInterim President and Chief Executive Officer
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Contact 2?
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Contact 3?
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Financial Statements
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Financial data as of December 31, 2024 (12 month period) in USD
Annual Revenue 2024
$23.63 billion
USD
Actual
All financial statement data is in millions except per share data | Source: Morningstar
| Cash Flow (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Net Operating Cash | $8,425 | $8,563 | $7,140 |
| Net Investing Cash | -$3,751 | -$21,491 | -$25,637 |
| Net Financing Cash | -$7,903 | $15,759 | $16,062 |
| Net Change in Cash | -$3,229 | $2,831 | -$2,435 |
| Cash at Beginning of Period | $11,728 | $8,897 | $11,332 |
| Cash at End of Period | $8,499 | $11,728 | $8,897 |
| Capital Expenditure | -$268 | -$303 | -$236 |
| Assets (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Current Assets | |||
| Cash and Cash Equivalents | $8,474 | $11,685 | $8,856 |
| Accounts Receivable | $ | $ | $ |
| Inventories | $ | $ | $ |
| Other Current Assets | $ | $ | $ |
| Asset Summary | |||
| Total Current Assets | $ | $ | $ |
| Tangible Fixed Assets | $1,072 | $1,091 | $1,003 |
| Intangible Assets | $ | $ | $ |
| Total Assets | $147,640 | $151,713 | $131,851 |
| Liabilities (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Current Liabilities | |||
| Accounts Payable | $ | $ | $ |
| Short-Term Debt | $ | $750 | $ |
| Other Current Liabilities | $ | $ | $ |
| Liability Summary | |||
| Total Current Liabilities | $ | $ | $ |
| Long-Term Debt | $16,253 | $20,581 | $20,108 |
| Other Long-Term Liabilities | $ | $ | $ |
| Total Liabilities | $129,714 | $137,478 | $117,956 |
| Stakeholder's Equity (mil) | 2024 | 2023 | 2022 |
|---|---|---|---|
| Equity | |||
| Common Stock | $6 | $6 | $6 |
| Retained Earnings | $33,583 | $29,855 | $27,758 |
| Equity Summary | |||
| Total Equity | $17,926 | $14,235 | $13,895 |
| Shares Outstanding | 251,339,484 | 250,102,860 | 267,383,791 |