
Commercial Credit Score on Small Businesses
Use Commercial Credit Score on Small Businesses (CCS-SB) to identify small business customers and prospects that are likely to become delinquent in their payments. CCS-SB blends D&B's commercial information on the business with consumer information on the business principal and applies advanced analytics to predict the likelihood a business with 15 or fewer employees will become severely delinquent (+90 Days Past Due) in its business obligations.
CCS-SB provides three key benefits over using standard commercial-only and consumer-only credit scores or manually reviewing your credit applications:
- Greater accuracy, with up to 13% improvement in predictive power over Commercial Credit Scores.
- Greater coverage, returning more scores on more of your small business inquiries. Adding consumer data into the equation means more decisions on more small businesses, so you can minimize risk while focusing on taking advantage of the opportunity small businesses represent.
- Greater convenience, providing access to both commercial and consumer information through one trusted source.
Learn more about this product
Resources
- D&B Corp - Get a D&B D-U-N-S® Number
- Get My Business Credit
- Get a Credit Report On Another Business
- Gain Credibility
Learn more about D&B's:
- Patented 5-step data-quality process for the world's largest commercial database: DUNSRight™
- Delineation of corporate family relationships to uncover real risk & opportunity: Corporate Linkage
- Suite of tools for predicting payment delinquency: Commercial Credit Scores
- Scores on the likelihood of a small business to become delinquent: CCS on Small Business
- Industry and asset-specific benchmarking tools: Industry Norms & Key Business Ratios
- Tool to remove the uncertainty of an applicants' likelihood to pay on time: Fraud Risk Scores
- Assessment of the long-term financial health of a company: Financial Stress Scores
- Forum to share your trade payment experiences and learn from others: Share Trade Data with D&B