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Risk Management

Commercial Credit Score on Small Businesses

Use Commercial Credit Score on Small Businesses (CCS-SB) to identify small business customers and prospects that are likely to become delinquent in their payments. CCS-SB blends D&B's commercial information on the business with consumer information on the business principal and applies advanced analytics to predict the likelihood a business with 15 or fewer employees will become severely delinquent (+90 Days Past Due) in its business obligations.

CCS-SB provides three key benefits over using standard commercial-only and consumer-only credit scores or manually reviewing your credit applications:

  • Greater accuracy, with up to 13% improvement in predictive power over Commercial Credit Scores.
  • Greater coverage, returning more scores on more of your small business inquiries. Adding consumer data into the equation means more decisions on more small businesses, so you can minimize risk while focusing on taking advantage of the opportunity small businesses represent.
  • Greater convenience, providing access to both commercial and consumer information through one trusted source.

Learn more about this product