
Enterprise Risk & Compliance Solutions
In the current regulatory and governance environment, companies are required to know that:
- They are not doing business with terrorists or money launderers
- They can confidently certify their financial statements, because they have monitored business relationships for material events
- They are not over-exposed to losses should one of their customers, vendors, security holdings, or counterparties fail
Regulations such as the Patriot Act, Sarbanes Oxley, Basel II, The Bank Secrecy Act, and FSA Money Laundering Directives have imposed strict guidelines on financial institutions. The consequences of not complying with regulations are significant - companies face financial risks, risks of crippling losses should they be overexposed to a particular business entity, and the risk of ruined reputation.
We have developed solution areas to help our customers comply with these regulations:
USA Patriot Act Compliance
In today’s complex regulatory landscape, businesses and financial institutions need a single, integrated, and an efficient process to demonstrate and document that the organizations they do business with are legitimate, truthful, and viable to help meet regulatory requirements. These requirements are set out in the USA PATRIOT Act, OFAC regulations, the Bank Secrecy Act, FSA Money Laundering Directives, and other global regulations.
Financial institutions that do not perform and document such verifications not only face enforcement actions and regulatory penalties, but also risk significant damage to their reputation and customer dissatisfaction. Other businesses need to follow best practices that protect them from brand and reputation damage and the associated financial loss.
D&B Solutions for Know Your Customer Compliance offer the robust and easily integrated approach that businesses need to navigate today’s complex compliance landscape with efficiency and confidence. Knowing who you do business with and following these guidelines and best practices will help you drive revenue growth for your business.
Resources
- D&B Corp - Get a D&B D-U-N-S® Number
- Get My Business Credit
- Get a Credit Report On Another Business
- Gain Credibility
Learn more about D&B's:
- Patented 5-step data-quality process for the world's largest commercial database: DUNSRight™
- Delineation of corporate family relationships to uncover real risk & opportunity: Corporate Linkage
- Suite of tools for predicting payment delinquency: Commercial Credit Scores
- Scores on the likelihood of a small business to become delinquent: CCS on Small Business
- Industry and asset-specific benchmarking tools: Industry Norms & Key Business Ratios
- Tool to remove the uncertainty of an applicants' likelihood to pay on time: Fraud Risk Scores
- Assessment of the long-term financial health of a company: Financial Stress Scores
- Forum to share your trade payment experiences and learn from others: Share Trade Data with D&B