The Dun & Bradstreet Corporation Welfare Benefit Plan provides health care, life, accident, disability, employee assistance and flexible spending account benefits to eligible active Dun & Bradstreet employees and their dependents. The Dun & Bradstreet Employee Assistance Program (EAP) for active Dun & Bradstreet employees (the "EAP") is part of The Dun & Bradstreet Corporation Welfare Benefit Plan. This document summarizes Dun & Bradstreet's EAP, as in effect on January 1, 2005, unless otherwise noted, for active employees and their eligible dependents. It describes the benefits as they apply to eligible participants, and serves as the summary plan description (SPD) for these benefits. Dun & Bradstreet encourages you to read this SPD carefully and share it with your eligible dependents covered under the EAP. If you have any questions about your benefits, please contact the Dun & Bradstreet Benefits Center. See the section Contact Information for more information.
The legal plan document provides additional information about the administration of the EAP. If there is any difference between the information in this SPD and in the legal plan document, or if there are details not covered in this SPD, the legal plan document will determine how to resolve these issues.
The Dun & Bradstreet Corporation (Dun & Bradstreet or the "Company") is the Plan Sponsor of the EAP. As Plan Sponsor, Dun & Bradstreet is authorized to delegate certain administrative duties to one or more administrative service providers.
The EAP is fully insured by an outside provider (the "EAP Provider"), which means the EAP Provider assumes full responsibility for claims adjudication and payment.
Dun & Bradstreet has delegated day-to-day operations of the EAP to the Benefits Center for The Dun & Bradstreet Corporation (the "Dun & Bradstreet Benefits Center"). You can contact the EAP Provider or the Dun & Bradstreet Benefits Center if you have questions or need more information. See the section Contact Information in this SPD for more information.
As amended through March 8, 2005