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Dun & Bradstreet Benefits

The Dun & Bradstreet Corporation Retirement Account (the "Retirement Account") currently provides certain retirement benefits to eligible U.S. employees. This document summarizes the Retirement Account, as in effect on December 31, 2001, and as amended thereafter. It describes the benefits as they apply to eligible participants, and serves as the summary plan description (SPD) for these benefits.

Effective June 30 2007, the Dun & Bradstreet Corporation Retirement Account and any grandfathered benefits under the Master Retirement plan were frozen. No additional benefits will be earned nor will any new participants enter the plan after June 30, 2007.

Click on the link to the right to review the Summary Plan Description (SPD). If you have any questions about your benefits, please contact the Dun & Bradstreet Benefits Center. See the Contact Information section in this SPD for more information.

The Retirement Account legal plan document provides additional information about the Retirement Account. If there is any difference between the information in this SPD and the Retirement Account legal plan document, or if there are details not covered in this SPD, the legal plan document for the Retirement Account will govern.

Important Information

The Dun & Bradstreet Corporation is the Plan Sponsor of the Retirement Account. As Plan Sponsor, Dun & Bradstreet is authorized to delegate certain administrative duties to one or more administrative service providers.

Dun & Bradstreet has delegated day-to-day operations of the Retirement Account to the D&B Benefits Center at Fidelity (the "Dun & Bradstreet Benefits Center").

You can contact the Dun & Bradstreet Benefits Center if you have questions or need more information. See the Additional Contact Information link for more information.


If you participated in the retirement plan of a company that is or has been acquired by or merged with the Company or your employment with the Company ends as the result of a spin-off or sale, certain special Retirement Account provisions may apply to your benefits under the Retirement Account. These special provisions may impact your Vesting Service and final distributions of your Retirement Account benefits. For example, your service with your prior employer may count as Years of Service under the Retirement Account, or you may be eligible to receive your final distribution from the Retirement Account in an additional payment form. If you think your Retirement Account benefits may be affected as the result of an acquisition, merger, sale or spin-off, you should contact the Dun & Bradstreet Benefits Center for more information.

As amended through July 1, 2007

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